Is MSWV or RYLD a better dividend investment in 2026?

MSWV currently yields 3.11% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between MSWV and RYLD?

MSWV has a forward dividend yield of 3.11% ($0.57/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 9.03 percentage points.

Home › Compare › MSWV vs RYLD

MSWV vs RYLD: Dividend Comparison 2026

MSWV yields 3.11% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MSWV wins by $98.4K in total portfolio value· pulled ahead in Year 6

INVESTMENT

TIME HORIZON10 years

MSWV

● Live price

3.11%

Share price

$18.30

Annual div

$0.57

5Y div CAGR

44.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$143.0K

Annual income

$55,638.72

Full MSWV calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — MSWV vs RYLD

📍 MSWV pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MSWV	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MSWV + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

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Aug

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Sep

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Oct

—

Nov

—

Dec

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MSWV pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MSWV

Annual income on $10K today (after 15% tax)

$264.75/yr

After 10yr DRIP, annual income (after tax)

$47,292.91/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, MSWV beats the other by $45,093.66/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MSWV + RYLD for your $10,000?

MSWV: 50%RYLD: 50%

100% RYLD50/50100% MSWV

Portfolio after 10yr

$93.7K

Annual income

$29,113.03/yr

Blended yield

31.06%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MSWV buys

RYLD buys

No recent congressional trades found for MSWV or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMSWVRYLD

Forward yield	3.11%	12.14% ✓
Annual dividend / share	$0.57	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	44.7% ✓	0%
Portfolio after 10y	$143.0K ✓	$44.5K
Annual income after 10y	$55,638.72 ✓	$2,587.35
Total dividends collected	$113.2K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MSWV vs RYLD ($10,000, DRIP)

Year	MSWV Portfolio	MSWV Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,151	$450.70	$11,914	$1,213.65	$763.00 → RYLD
2	$12,611	$679.64	$14,099	$1,351.30	$1.5K → RYLD
3	$14,533	$1,039.46	$16,580	$1,494.55	$2.0K → RYLD
4	$17,170	$1,619.96	$19,384	$1,642.61	$2.2K → RYLD
5	$20,961	$2,588.28	$22,535	$1,794.70	$1.6K → RYLD
6← crossover	$26,701	$4,272.87	$26,063	$1,950.00	+$638.00 → MSWV
7	$35,931	$7,360.78	$29,995	$2,107.69	+$5.9K → MSWV
8	$51,841	$13,395.21	$34,361	$2,266.99	+$17.5K → MSWV
9	$81,606	$26,136.23	$39,194	$2,427.12	+$42.4K → MSWV
10	$142,957	$55,638.72	$44,525	$2,587.35	+$98.4K → MSWV

MSWV vs RYLD: Complete Analysis 2026

MSWV — Stock

Main Street Financial Services Corp. operates as the financial services holding company for Main Street Bank Corp. that provides various banking products and services. It offers checking and savings accounts; and various loans, such as commercial, real estate, installment, consumer, and residential loans, as well as personal lines of credit. The company also provides other services, including wire transfers, ATM, business money market, Internet banking, safe deposit boxes, non-profit accounts, and renaissance services of CDs. It serves to business communities, professionals, and individuals. Main Street Financial Services Corp. was founded in 2001 and is based in Wheeling, West Virginia.

Full MSWV Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.