HomeCompareMTBA vs JEPI

MTBA vs JEPI: Dividend Comparison 2026

MTBA yields 6.11% · JEPI yields 8.56%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MTBA wins by $603.00 in total portfolio value
10 years
MTBA
MTBA
● Live price
6.11%
Share price
$49.47
Annual div
$3.02
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.9K
Annual income
$900.84
Full MTBA calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.56%
Share price
$55.65
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.3K
Annual income
$1,573.67
Full JEPI calculator →

Portfolio growth — MTBA vs JEPI

📍 MTBA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMTBAJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MTBA + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MTBA pays
JEPI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MTBA
Annual income on $10K today (after 15% tax)
$518.95/yr
After 10yr DRIP, annual income (after tax)
$765.71/yr
JEPI
Annual income on $10K today (after 15% tax)
$727.38/yr
After 10yr DRIP, annual income (after tax)
$1,337.62/yr
At 15% tax rate, JEPI beats the other by $571.91/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MTBA + JEPI for your $10,000?

MTBA: 50%JEPI: 50%
100% JEPI50/50100% MTBA
Portfolio after 10yr
$29.6K
Annual income
$1,237.25/yr
Blended yield
4.18%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MTBA buys
0
JEPI buys
0
No recent congressional trades found for MTBA or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMTBAJEPI
Forward yield6.11%8.56%
Annual dividend / share$3.02$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.9K$29.3K
Annual income after 10y$900.84$1,573.67
Total dividends collected$7.6K$12.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: MTBA vs JEPI ($10,000, DRIP)

YearMTBA PortfolioMTBA Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$11,311$610.53$11,276$855.74+$35.00MTBA
2$12,748$645.37$12,675$926.02+$73.00MTBA
3$14,320$679.78$14,207$999.01+$113.00MTBA
4$16,036$713.66$15,878$1,074.57+$158.00MTBA
5$17,905$746.90$17,697$1,152.57+$208.00MTBA
6$19,938$779.42$19,674$1,232.87+$264.00MTBA
7$22,145$811.12$21,815$1,315.29+$330.00MTBA
8$24,537$841.96$24,131$1,399.68+$406.00MTBA
9$27,126$871.88$26,630$1,485.86+$496.00MTBA
10$29,926$900.84$29,323$1,573.67+$603.00MTBA

MTBA vs JEPI: Complete Analysis 2026

MTBAStock

The Simplify MBS ETF (MTBA) seeks to provide total return, consistent with the preservation of capital and prudent investment management. The fund will invest in mortgage-backed securities (MBS), which provide attractive yields versus comparable US Treasuries while carrying little to no credit risk. MTBA will focus on buying newer MBS, which have provided higher coupons as well as higher yield to maturity compared to the MBS which comprise the Bloomberg U.S. MBS Index.

Full MTBA Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.