Is MTBL or XYLD a better dividend investment in 2026?

MTBL currently yields 444.44% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: MTBL offers higher current income.

What is the dividend yield difference between MTBL and XYLD?

MTBL has a forward dividend yield of 444.44% ($2.00/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 433.24 percentage points.

Home › Compare › MTBL vs XYLD

MTBL vs XYLD: Dividend Comparison 2026

MTBL yields 444.44% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MTBL wins by $25001.22M in total portfolio value

INVESTMENT

TIME HORIZON10 years

MTBL

● Live price

444.44%

Share price

$0.45

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25001.24M

Annual income

$17,330,574,692.45

Full MTBL calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — MTBL vs XYLD

📍 MTBL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MTBL	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MTBL + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MTBL pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MTBL

Annual income on $10K today (after 15% tax)

$37,777.78/yr

After 10yr DRIP, annual income (after tax)

$14,730,988,488.58/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, MTBL beats the other by $14,730,985,640.21/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MTBL + XYLD for your $10,000?

MTBL: 50%XYLD: 50%

100% XYLD50/50100% MTBL

Portfolio after 10yr

$12500.63M

Annual income

$8,665,289,021.73/yr

Blended yield

69.32%

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Analyst Conviction Gap

Where Wall Street is most bullish on XYLD right now

MTBL

Analyst Ratings

Hold

Sell

Consensus: Sell

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MTBL buys

XYLD buys

No recent congressional trades found for MTBL or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMTBLXYLD

Forward yield	444.44% ✓	11.20%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25001.24M ✓	$25.9K
Annual income after 10y	$17,330,574,692.45 ✓	$3,351.03
Total dividends collected	$24314.87M ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MTBL vs XYLD ($10,000, DRIP)

Year	MTBL Portfolio	MTBL Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$55,144	$44,444.44	$10,840	$1,120.44	+$44.3K → MTBL
2	$288,057	$229,052.73	$11,786	$1,249.59	+$276.3K → MTBL
3	$1,426,445	$1,118,223.95	$12,854	$1,397.78	+$1.41M → MTBL
4	$6,701,426	$5,175,129.87	$14,063	$1,568.33	+$6.69M → MTBL
5	$29,892,686	$22,722,160.11	$15,434	$1,765.19	+$29.88M → MTBL
6	$126,709,939	$94,724,765.12	$16,995	$1,993.14	+$126.69M → MTBL
7	$510,833,781	$375,254,145.76	$18,777	$2,257.95	+$510.82M → MTBL
8	$1,960,465,947	$1,413,873,800.93	$20,818	$2,566.58	+$1960.45M → MTBL
9	$7,168,849,807	$5,071,151,244.70	$23,163	$2,927.50	+$7168.83M → MTBL
10	$25,001,243,986	$17,330,574,692.45	$25,865	$3,351.03	+$25001.22M → MTBL

MTBL vs XYLD: Complete Analysis 2026

MTBL — Stock

Moatable, Inc. engages in the software as a service business in the United States and internationally. The company develops Chime, an all-in-one real estate sales acceleration and client lifecycle management platform that combines IDX websites, lead generation, marketing automation, advanced lead management, and powerful AI to capture and convert leads into new business; and Trucker Path, a driver-centric online transportation management platform to trip planning companion for truck drivers. It also provides online and mobile services for the trucking industry in North America. In addition, the company offers bookkeeping and operations management solutions to property managers and landlords. The company was formerly known as Renren Inc. and changed its name to Moatable, Inc. in June 2023. Moatable, Inc. was founded in 2002 and is headquartered in Phoenix, Arizona.

Full MTBL Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.