Is MTNIX or XYLD a better dividend investment in 2026?

MTNIX currently yields 21.12% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: MTNIX offers higher current income.

What is the dividend yield difference between MTNIX and XYLD?

MTNIX has a forward dividend yield of 21.12% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 10.14 percentage points.

Home › Compare › MTNIX vs XYLD

MTNIX vs XYLD: Dividend Comparison 2026

MTNIX yields 21.12% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MTNIX wins by $52.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MTNIX

● Live price

21.12%

Share price

$9.47

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$78.2K

Annual income

$7,580.85

Full MTNIX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — MTNIX vs XYLD

📍 MTNIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MTNIX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MTNIX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

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Dec

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MTNIX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MTNIX

Annual income on $10K today (after 15% tax)

$1,795.14/yr

After 10yr DRIP, annual income (after tax)

$6,443.72/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, MTNIX beats the other by $3,707.56/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MTNIX + XYLD for your $10,000?

MTNIX: 50%XYLD: 50%

100% XYLD50/50100% MTNIX

Portfolio after 10yr

$51.7K

Annual income

$5,399.93/yr

Blended yield

10.44%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MTNIX buys

XYLD buys

No recent congressional trades found for MTNIX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMTNIXXYLD

Forward yield	21.12% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$78.2K ✓	$25.3K
Annual income after 10y	$7,580.85 ✓	$3,219.02
Total dividends collected	$45.7K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MTNIX vs XYLD ($10,000, DRIP)

Year	MTNIX Portfolio	MTNIX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,812	$2,111.93	$10,818	$1,098.39	+$2.0K → MTNIX
2	$16,238	$2,528.78	$11,738	$1,222.51	+$4.5K → MTNIX
3	$20,369	$2,995.25	$12,774	$1,364.64	+$7.6K → MTNIX
4	$25,307	$3,511.62	$13,944	$1,527.86	+$11.4K → MTNIX
5	$31,156	$4,077.41	$15,270	$1,715.87	+$15.9K → MTNIX
6	$38,028	$4,691.37	$16,775	$1,933.09	+$21.3K → MTNIX
7	$46,042	$5,351.58	$18,490	$2,184.87	+$27.6K → MTNIX
8	$55,320	$6,055.42	$20,450	$2,477.63	+$34.9K → MTNIX
9	$65,992	$6,799.73	$22,697	$2,819.19	+$43.3K → MTNIX
10	$78,192	$7,580.85	$25,280	$3,219.02	+$52.9K → MTNIX

MTNIX vs XYLD: Complete Analysis 2026

MTNIX — Stock

The investment seeks to provide long-term capital growth and to moderate volatility consistent with its current asset allocation. The fund invests in a combination of underlying funds according to a target asset allocation strategy. These underlying funds will pursue asset allocation strategies, and will invest in a combination of equity, fixed income and cash investments. The fund may also invest directly in equity and fixed income securities and cash equivalents, including money market securities.

Full MTNIX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.