Is MTRAF or XYLD a better dividend investment in 2026?

MTRAF currently yields 1.63% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between MTRAF and XYLD?

MTRAF has a forward dividend yield of 1.63% ($1.10/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 9.35 percentage points.

Home › Compare › MTRAF vs XYLD

MTRAF vs XYLD: Dividend Comparison 2026

MTRAF yields 1.63% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MTRAF wins by $258.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MTRAF

● Live price

1.63%

Share price

$67.62

Annual div

$1.10

5Y div CAGR

65.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$284.2K

Annual income

$158,361.72

Full MTRAF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — MTRAF vs XYLD

📍 MTRAF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MTRAF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MTRAF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MTRAF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MTRAF

Annual income on $10K today (after 15% tax)

$138.15/yr

After 10yr DRIP, annual income (after tax)

$134,607.46/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, MTRAF beats the other by $131,871.30/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MTRAF + XYLD for your $10,000?

MTRAF: 50%XYLD: 50%

100% XYLD50/50100% MTRAF

Portfolio after 10yr

$154.7K

Annual income

$80,790.37/yr

Blended yield

52.21%

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Analyst Conviction Gap

Where Wall Street is most bullish on MTRAF right now

MTRAF

Analyst Ratings

Buy

Hold

Consensus: Buy

Altman Z

3.9

Piotroski

7/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MTRAF buys

XYLD buys

No recent congressional trades found for MTRAF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMTRAFXYLD

Forward yield	1.63%	10.98% ✓
Annual dividend / share	$1.10	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	65.3% ✓	0%
Portfolio after 10y	$284.2K ✓	$25.3K
Annual income after 10y	$158,361.72 ✓	$3,219.02
Total dividends collected	$251.5K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MTRAF vs XYLD ($10,000, DRIP)

Year	MTRAF Portfolio	MTRAF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,969	$268.66	$10,818	$1,098.39	+$151.00 → MTRAF
2	$12,192	$455.25	$11,738	$1,222.51	+$454.00 → MTRAF
3	$13,827	$781.71	$12,774	$1,364.64	+$1.1K → MTRAF
4	$16,164	$1,369.60	$13,944	$1,527.86	+$2.2K → MTRAF
5	$19,769	$2,473.53	$15,270	$1,715.87	+$4.5K → MTRAF
6	$25,827	$4,673.49	$16,775	$1,933.09	+$9.1K → MTRAF
7	$37,067	$9,432.06	$18,490	$2,184.87	+$18.6K → MTRAF
8	$60,574	$20,912.69	$20,450	$2,477.63	+$40.1K → MTRAF
9	$117,610	$52,796.12	$22,697	$2,819.19	+$94.9K → MTRAF
10	$284,205	$158,361.72	$25,280	$3,219.02	+$258.9K → MTRAF

MTRAF vs XYLD: Complete Analysis 2026

MTRAF — Stock

Metro Inc. operates as a retailer, franchisor, distributor, and manufacturer in the food and pharmaceutical sectors in Canada. It operates supermarkets and discount stores that provide fresh and grocery products, baked goods, prepared foods, meats, dairy products, fruits and vegetables, frozen foods, bakery products, and pastries, as well as Mediterranean and Middle Eastern products. As of September 25, 2021, the company operated a network of approximately 963 food stores under various banners, including Metro, Metro Plus, Super C, and Food Basics, Adonis, and Premiere Moisson as well as approximately 649 drugstores primarily under the Jean Coutu, Brunet, Metro Pharmacy, and Food Basics Pharmacy banners. It also manufactures generic drugs; and provides online grocery shopping services. Metro Inc. was founded in 1947 and is headquartered in Montréal, Canada.

Full MTRAF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.