Is MTRYU or RYLD a better dividend investment in 2026?

MTRYU currently yields 19.21% with a 5% 5-year dividend growth rate. RYLD yields 4.00% with 5% growth. The better choice depends on your goal: MTRYU offers higher current income.

What is the dividend yield difference between MTRYU and RYLD?

MTRYU has a forward dividend yield of 19.21% ($2.00/share annually). RYLD yields 4.00% ($2.00/share annually). The yield gap is 15.21 percentage points.

Home › Compare › MTRYU vs RYLD

MTRYU vs RYLD: Dividend Comparison 2026

MTRYU yields 19.21% · RYLD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MTRYU wins by $41.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MTRYU

● Live price

19.21%

Share price

$10.41

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$69.6K

Annual income

$6,189.97

Full MTRYU calculator →

RYLD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full RYLD calculator →

Portfolio growth — MTRYU vs RYLD

📍 MTRYU pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MTRYU	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MTRYU + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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MTRYU pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MTRYU

Annual income on $10K today (after 15% tax)

$1,633.05/yr

After 10yr DRIP, annual income (after tax)

$5,261.47/yr

RYLD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, MTRYU beats the other by $4,497.16/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MTRYU + RYLD for your $10,000?

MTRYU: 50%RYLD: 50%

100% RYLD50/50100% MTRYU

Portfolio after 10yr

$48.8K

Annual income

$3,544.58/yr

Blended yield

7.26%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MTRYU buys

RYLD buys

No recent congressional trades found for MTRYU or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMTRYURYLD

Forward yield	19.21% ✓	4.00%
Annual dividend / share	$2.00	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$69.6K ✓	$28.0K
Annual income after 10y	$6,189.97 ✓	$899.19
Total dividends collected	$38.7K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MTRYU vs RYLD ($10,000, DRIP)

Year	MTRYU Portfolio	MTRYU Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$12,621	$1,921.23	$11,120	$420.00	+$1.5K → MTRYU
2	$15,771	$2,266.19	$12,357	$458.31	+$3.4K → MTRYU
3	$19,521	$2,646.48	$13,721	$499.76	+$5.8K → MTRYU
4	$23,949	$3,061.53	$15,227	$544.58	+$8.7K → MTRYU
5	$29,136	$3,510.25	$16,885	$593.02	+$12.3K → MTRYU
6	$35,167	$3,991.09	$18,713	$645.34	+$16.5K → MTRYU
7	$42,130	$4,502.03	$20,724	$701.81	+$21.4K → MTRYU
8	$50,120	$5,040.67	$22,938	$762.73	+$27.2K → MTRYU
9	$59,233	$5,604.31	$25,372	$828.41	+$33.9K → MTRYU
10	$69,569	$6,189.97	$28,047	$899.19	+$41.5K → MTRYU

MTRYU vs RYLD: Complete Analysis 2026

MTRYU — Stock

Monterey Bio Acquisition Corporation does not have significant operations. It focuses on effecting a merger, capital stock exchange, asset acquisition, stock purchase, reorganization, or related business combination with one or more businesses in the biotech industry. The company was formerly known as Chardan FinTech Acquisition Corp. and changed its name to Monterey Bio Acquisition Corporation in April 2021. Monterey Bio Acquisition Corporation was incorporated in 2020 and is based in New York, New York.

Full MTRYU Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.