Is MUB or QYLD a better dividend investment in 2026?

MUB currently yields 3.19% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between MUB and QYLD?

MUB has a forward dividend yield of 3.19% ($3.38/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 8.73 percentage points.

Home › Compare › MUB vs QYLD

MUB vs QYLD: Dividend Comparison 2026

MUB yields 3.19% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $854.00 in total portfolio value· pulled ahead in Year 10

INVESTMENT

TIME HORIZON10 years

MUB

● Live price

3.19%

Share price

$106.15

Annual div

$3.38

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.5K

Annual income

$391.34

Full MUB calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — MUB vs QYLD

📍 QYLD pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MUB	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MUB + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MUB pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MUB

Annual income on $10K today (after 15% tax)

$270.92/yr

After 10yr DRIP, annual income (after tax)

$332.64/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,477.77/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MUB + QYLD for your $10,000?

MUB: 50%QYLD: 50%

100% QYLD50/50100% MUB

Portfolio after 10yr

$25.0K

Annual income

$3,025.33/yr

Blended yield

12.12%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MUB buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMUBQYLD

Forward yield	3.19%	11.92% ✓
Annual dividend / share	$3.38 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$24.5K	$25.4K ✓
Annual income after 10y	$391.34	$5,659.31 ✓
Total dividends collected	$3.6K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	ETF	ETF

Year-by-year: MUB vs QYLD ($10,000, DRIP)

Year	MUB Portfolio	MUB Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$11,019	$318.73	$10,352	$1,192.36	+$667.00 → MUB
2	$12,118	$328.22	$10,830	$1,347.57	+$1.3K → MUB
3	$13,304	$337.36	$11,460	$1,539.07	+$1.8K → MUB
4	$14,581	$346.14	$12,275	$1,777.84	+$2.3K → MUB
5	$15,957	$354.55	$13,323	$2,078.95	+$2.6K → MUB
6	$17,436	$362.61	$14,667	$2,463.34	+$2.8K → MUB
7	$19,027	$370.31	$16,396	$2,960.57	+$2.6K → MUB
8	$20,737	$377.66	$18,631	$3,612.97	+$2.1K → MUB
9	$22,573	$384.67	$21,548	$4,482.15	+$1.0K → MUB
10← crossover	$24,544	$391.34	$25,398	$5,659.31	$854.00 → QYLD

MUB vs QYLD: Complete Analysis 2026

MUB — ETF

The iShares National Muni Bond ETF seeks to track the investment results of an index composed of investment-grade U.S. municipal bonds.

Full MUB Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.