Is MUNC or QYLD a better dividend investment in 2026?

MUNC currently yields 1.73% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between MUNC and QYLD?

MUNC has a forward dividend yield of 1.73% ($1.76/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 10.19 percentage points.

Home › Compare › MUNC vs QYLD

MUNC vs QYLD: Dividend Comparison 2026

MUNC yields 1.73% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $3.2K in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

MUNC

● Live price

1.73%

Share price

$101.26

Annual div

$1.76

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.2K

Annual income

$194.08

Full MUNC calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — MUNC vs QYLD

📍 QYLD pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MUNC	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MUNC + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

—

Dec

—

MUNC pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MUNC

Annual income on $10K today (after 15% tax)

$147.44/yr

After 10yr DRIP, annual income (after tax)

$164.97/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,645.45/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MUNC + QYLD for your $10,000?

MUNC: 50%QYLD: 50%

100% QYLD50/50100% MUNC

Portfolio after 10yr

$23.8K

Annual income

$2,926.70/yr

Blended yield

12.30%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MUNC buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMUNCQYLD

Forward yield	1.73%	11.92% ✓
Annual dividend / share	$1.76	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$22.2K	$25.4K ✓
Annual income after 10y	$194.08	$5,659.31 ✓
Total dividends collected	$1.8K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MUNC vs QYLD ($10,000, DRIP)

Year	MUNC Portfolio	MUNC Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,873	$173.46	$10,352	$1,192.36	+$521.00 → MUNC
2	$11,811	$176.28	$10,830	$1,347.57	+$981.00 → MUNC
3	$12,817	$178.95	$11,460	$1,539.07	+$1.4K → MUNC
4	$13,895	$181.48	$12,275	$1,777.84	+$1.6K → MUNC
5	$15,052	$183.88	$13,323	$2,078.95	+$1.7K → MUNC
6	$16,292	$186.16	$14,667	$2,463.34	+$1.6K → MUNC
7	$17,620	$188.31	$16,396	$2,960.57	+$1.2K → MUNC
8	$19,044	$190.34	$18,631	$3,612.97	+$413.00 → MUNC
9← crossover	$20,569	$192.26	$21,548	$4,482.15	$979.00 → QYLD
10	$22,203	$194.08	$25,398	$5,659.31	$3.2K → QYLD

MUNC vs QYLD: Complete Analysis 2026

MUNC — Stock

The Fund seeks to provide periodic distributions consisting of income exempt from regular federal income tax and/or principal through 2045.For investors seeking a spend-down strategy to manage recurring expenses through distribution of tax-exempt monthly income and annual principal over a twenty-year time horizon.

Full MUNC Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.