Is MURFU or SCHD a better dividend investment in 2026?

MURFU currently yields 12.08% with a 5% 5-year dividend growth rate. SCHD yields 3.44% with 13.05% growth. The better choice depends on your goal: MURFU offers higher current income.

What is the dividend yield difference between MURFU and SCHD?

MURFU has a forward dividend yield of 12.08% ($2.00/share annually). SCHD yields 3.44% ($1.06/share annually). The yield gap is 8.64 percentage points.

Home › Compare › MURFU vs SCHD

MURFU vs SCHD: Dividend Comparison 2026

MURFU yields 12.08% · SCHD yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MURFU wins by $15.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MURFU

● Live price

12.08%

Share price

$16.56

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.4K

Annual income

$2,565.65

Full MURFU calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.44%

Share price

$30.68

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$422.61

Full SCHD calculator →

Portfolio growth — MURFU vs SCHD

📍 MURFU pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MURFU	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MURFU + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MURFU pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MURFU

Annual income on $10K today (after 15% tax)

$1,026.57/yr

After 10yr DRIP, annual income (after tax)

$2,180.80/yr

SCHD

Annual income on $10K today (after 15% tax)

$292.49/yr

After 10yr DRIP, annual income (after tax)

$359.22/yr

At 15% tax rate, MURFU beats the other by $1,821.58/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MURFU + SCHD for your $10,000?

MURFU: 50%SCHD: 50%

100% SCHD50/50100% MURFU

Portfolio after 10yr

$36.7K

Annual income

$1,494.12/yr

Blended yield

4.08%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MURFU buys

SCHD buys

No recent congressional trades found for MURFU or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMURFUSCHD

Forward yield	12.08% ✓	3.44%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$44.4K ✓	$29.0K
Annual income after 10y	$2,565.65 ✓	$422.61
Total dividends collected	$18.7K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MURFU vs SCHD ($10,000, DRIP)

Year	MURFU Portfolio	MURFU Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,908	$1,207.73	$11,224	$344.10	+$684.00 → MURFU
2	$14,085	$1,344.05	$12,567	$354.98	+$1.5K → MURFU
3	$16,557	$1,485.83	$14,038	$365.30	+$2.5K → MURFU
4	$19,348	$1,632.31	$15,648	$375.06	+$3.7K → MURFU
5	$22,486	$1,782.71	$17,410	$384.27	+$5.1K → MURFU
6	$25,996	$1,936.22	$19,335	$392.95	+$6.7K → MURFU
7	$29,907	$2,092.04	$21,437	$401.10	+$8.5K → MURFU
8	$34,250	$2,249.38	$23,733	$408.75	+$10.5K → MURFU
9	$39,055	$2,407.49	$26,237	$415.91	+$12.8K → MURFU
10	$44,355	$2,565.65	$28,968	$422.61	+$15.4K → MURFU

MURFU vs SCHD: Complete Analysis 2026

MURFU — Stock

Murphy Canyon Acquisition Corp. does not have significant operations. The company focuses on effecting a merger, capital stock exchange, asset acquisition, stock purchase, reorganization, or similar business combination with one or more businesses. It intends to focus on identifying businesses in the real estate industry, including construction, homebuilding, real estate owners and operators, arrangers of financing, insurance, and other services for real estate, and adjacent businesses and technologies targeting the real estate space. The company was incorporated in 2021 and is based in San Diego, California.

Full MURFU Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.