Is MVCAX or SPHD a better dividend investment in 2026?

MVCAX currently yields 8.12% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: MVCAX offers higher current income.

What is the dividend yield difference between MVCAX and SPHD?

MVCAX has a forward dividend yield of 8.12% ($2.47/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 4.12 percentage points.

Home › Compare › MVCAX vs SPHD

MVCAX vs SPHD: Dividend Comparison 2026

MVCAX yields 8.12% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MVCAX wins by $6.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MVCAX

● Live price

8.12%

Share price

$30.38

Annual div

$2.47

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$34.2K

Annual income

$1,357.64

Full MVCAX calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — MVCAX vs SPHD

📍 MVCAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MVCAX	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MVCAX + SPHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

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Aug

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Sep

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Oct

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Nov

—

Dec

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MVCAX pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MVCAX

Annual income on $10K today (after 15% tax)

$690.36/yr

After 10yr DRIP, annual income (after tax)

$1,153.99/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, MVCAX beats the other by $389.68/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MVCAX + SPHD for your $10,000?

MVCAX: 50%SPHD: 50%

100% SPHD50/50100% MVCAX

Portfolio after 10yr

$31.1K

Annual income

$1,128.42/yr

Blended yield

3.62%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MVCAX buys

SPHD buys

No recent congressional trades found for MVCAX or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMVCAXSPHD

Forward yield	8.12% ✓	4.00%
Annual dividend / share	$2.47 ✓	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$34.2K ✓	$28.0K
Annual income after 10y	$1,357.64 ✓	$899.19
Total dividends collected	$10.9K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MVCAX vs SPHD ($10,000, DRIP)

Year	MVCAX Portfolio	MVCAX Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$11,512	$812.19	$11,120	$420.00	+$392.00 → MVCAX
2	$13,192	$873.84	$12,357	$458.31	+$835.00 → MVCAX
3	$15,051	$935.83	$13,721	$499.76	+$1.3K → MVCAX
4	$17,103	$997.88	$15,227	$544.58	+$1.9K → MVCAX
5	$19,360	$1,059.71	$16,885	$593.02	+$2.5K → MVCAX
6	$21,836	$1,121.07	$18,713	$645.34	+$3.1K → MVCAX
7	$24,546	$1,181.75	$20,724	$701.81	+$3.8K → MVCAX
8	$27,506	$1,241.52	$22,938	$762.73	+$4.6K → MVCAX
9	$30,731	$1,300.20	$25,372	$828.41	+$5.4K → MVCAX
10	$34,240	$1,357.64	$28,047	$899.19	+$6.2K → MVCAX

MVCAX vs SPHD: Complete Analysis 2026

MVCAX — Stock

The investment seeks capital appreciation. The fund normally invests at least 80% of the fund's net assets in issuers with medium market capitalizations. The adviser generally defines medium market capitalization issuers as issuers with market capitalizations similar to those of issuers included in the Russell Midcap® Value Index over the last 13 months at the time of purchase. It normally invests the fund's assets primarily in equity securities.

Full MVCAX Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.