Is MVF or XYLD a better dividend investment in 2026?

MVF currently yields 6.11% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between MVF and XYLD?

MVF has a forward dividend yield of 6.11% ($0.43/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 4.87 percentage points.

Home › Compare › MVF vs XYLD

MVF vs XYLD: Dividend Comparison 2026

MVF yields 6.11% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MVF wins by $15.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MVF

● Live price

6.11%

Share price

$7.07

Annual div

$0.43

5Y div CAGR

10.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$40.3K

Annual income

$3,213.36

Full MVF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — MVF vs XYLD

📍 MVF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MVF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, MVF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MVF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MVF

Annual income on $10K today (after 15% tax)

$519.38/yr

After 10yr DRIP, annual income (after tax)

$2,731.36/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $4.81/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MVF + XYLD for your $10,000?

MVF: 50%XYLD: 50%

100% XYLD50/50100% MVF

Portfolio after 10yr

$32.8K

Annual income

$3,216.19/yr

Blended yield

9.81%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MVF buys

XYLD buys

No recent congressional trades found for MVF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMVFXYLD

Forward yield	6.11%	10.98% ✓
Annual dividend / share	$0.43	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	10.8% ✓	0%
Portfolio after 10y	$40.3K ✓	$25.3K
Annual income after 10y	$3,213.36	$3,219.02 ✓
Total dividends collected	$16.4K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MVF vs XYLD ($10,000, DRIP)

Year	MVF Portfolio	MVF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,377	$677.02	$10,818	$1,098.39	+$559.00 → MVF
2	$12,971	$797.61	$11,738	$1,222.51	+$1.2K → MVF
3	$14,821	$941.65	$12,774	$1,364.64	+$2.0K → MVF
4	$16,972	$1,114.14	$13,944	$1,527.86	+$3.0K → MVF
5	$19,481	$1,321.19	$15,270	$1,715.87	+$4.2K → MVF
6	$22,416	$1,570.38	$16,775	$1,933.09	+$5.6K → MVF
7	$25,856	$1,871.07	$18,490	$2,184.87	+$7.4K → MVF
8	$29,900	$2,234.87	$20,450	$2,477.63	+$9.4K → MVF
9	$34,670	$2,676.27	$22,697	$2,819.19	+$12.0K → MVF
10	$40,310	$3,213.36	$25,280	$3,219.02	+$15.0K → MVF

MVF vs XYLD: Complete Analysis 2026

MVF — Stock

BlackRock MuniVest Fund, Inc. is a closed-ended fixed income mutual fund launched by BlackRock, Inc. It is managed by BlackRock Advisors, LLC. The fund invests in the fixed income markets of the United States. It primarily invests in investment grade, long term municipal obligations that are exempt from federal income taxes. The fund seeks to invest in securities with maturities of more than ten years. BlackRock MuniVest Fund, Inc. was formed on September 29, 1988 and is domiciled in the United States.

Full MVF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this MVF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

MVF vs SCHD MVF vs JEPI MVF vs O MVF vs KO MVF vs MAIN MVF vs QYLD MVF vs JEPQ MVF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.