Is MYBF or XYLD a better dividend investment in 2026?

MYBF currently yields 4.79% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between MYBF and XYLD?

MYBF has a forward dividend yield of 4.79% ($1.58/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 6.19 percentage points.

Home › Compare › MYBF vs XYLD

MYBF vs XYLD: Dividend Comparison 2026

MYBF yields 4.79% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MYBF wins by $162.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MYBF

● Live price

4.79%

Share price

$33.00

Annual div

$1.58

5Y div CAGR

39.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$188.1K

Annual income

$75,102.92

Full MYBF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — MYBF vs XYLD

📍 MYBF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MYBF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MYBF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

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MYBF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MYBF

Annual income on $10K today (after 15% tax)

$406.97/yr

After 10yr DRIP, annual income (after tax)

$63,837.48/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, MYBF beats the other by $61,101.31/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MYBF + XYLD for your $10,000?

MYBF: 50%XYLD: 50%

100% XYLD50/50100% MYBF

Portfolio after 10yr

$106.7K

Annual income

$39,160.97/yr

Blended yield

36.71%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MYBF buys

XYLD buys

No recent congressional trades found for MYBF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMYBFXYLD

Forward yield	4.79%	10.98% ✓
Annual dividend / share	$1.58	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	39.2% ✓	0%
Portfolio after 10y	$188.1K ✓	$25.3K
Annual income after 10y	$75,102.92 ✓	$3,219.02
Total dividends collected	$154.3K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MYBF vs XYLD ($10,000, DRIP)

Year	MYBF Portfolio	MYBF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,366	$666.47	$10,818	$1,098.39	+$548.00 → MYBF
2	$13,148	$985.52	$11,738	$1,222.51	+$1.4K → MYBF
3	$15,551	$1,483.00	$12,774	$1,364.64	+$2.8K → MYBF
4	$18,921	$2,281.95	$13,944	$1,527.86	+$5.0K → MYBF
5	$23,858	$3,612.10	$15,270	$1,715.87	+$8.6K → MYBF
6	$31,453	$5,925.10	$16,775	$1,933.09	+$14.7K → MYBF
7	$43,817	$10,162.04	$18,490	$2,184.87	+$25.3K → MYBF
8	$65,301	$18,416.77	$20,450	$2,477.63	+$44.9K → MYBF
9	$105,578	$35,706.38	$22,697	$2,819.19	+$82.9K → MYBF
10	$188,072	$75,102.92	$25,280	$3,219.02	+$162.8K → MYBF

MYBF vs XYLD: Complete Analysis 2026

MYBF — Stock

Muncy Bank Financial, Inc., together with its subsidiaries, provides banking products and services to individuals and businesses in Pennsylvania. It accepts savings, money market, and checking accounts, as well as demand, time, and certificates of deposit. The company's loan products include mortgage, home equity, vehicle, commercial mortgages, personal, commercial equipment loans, as well as business and real estate loans. It also offers investment services, such as wealth transition, retirement accounts, college savings strategies, insurance protection, portfolio analysis, brokerage services, tax-deferred investments, and tax-advantaged income; and wealth management and trust services comprising estate administration, investment management services, guardianship, and IRA/retirement accounts, as well as living/grantor, charitable, irrevocable, and special needs trusts. In addition, the company provides cash management services consisting of ACH origination, check positive pay, online wire transfer, and remote deposit capture services; merchant services; and telephone and electronic banking services, as well as debit and credit cards. It operates through eight offices located in Muncy, Hughesville, Clarkstown, Montoursville, Dewart, Avis, Linden, and Montgomery, Pennsylvania. The company was founded in 1893 and is based in Muncy, Pennsylvania.

Full MYBF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.