HomeCompareMYCH vs SCHD

MYCH vs SCHD: Dividend Comparison 2026

MYCH yields 4.50% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $2.2K in total portfolio value
10 years
MYCH
MYCH
● Live price
4.50%
Share price
$24.96
Annual div
$1.12
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.9K
Annual income
$601.13
Full MYCH calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — MYCH vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMYCHSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MYCH + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MYCH pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MYCH
Annual income on $10K today (after 15% tax)
$382.86/yr
After 10yr DRIP, annual income (after tax)
$510.96/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, MYCH beats the other by $148.90/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MYCH + SCHD for your $10,000?

MYCH: 50%SCHD: 50%
100% SCHD50/50100% MYCH
Portfolio after 10yr
$27.9K
Annual income
$513.54/yr
Blended yield
1.84%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MYCH buys
0
SCHD buys
0
No recent congressional trades found for MYCH or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMYCHSCHD
Forward yield4.50%3.46%
Annual dividend / share$1.12$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.9K$29.0K
Annual income after 10y$601.13$425.95
Total dividends collected$5.3K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MYCH vs SCHD ($10,000, DRIP)

YearMYCH PortfolioMYCH Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,150$450.42$11,226$346.36$76.00SCHD
2$12,400$469.38$12,572$357.38$172.00SCHD
3$13,756$487.85$14,046$367.84$290.00SCHD
4$15,225$505.78$15,660$377.73$435.00SCHD
5$16,814$523.16$17,425$387.07$611.00SCHD
6$18,531$539.96$19,354$395.86$823.00SCHD
7$20,384$556.17$21,461$404.13$1.1KSCHD
8$22,383$571.77$23,762$411.89$1.4KSCHD
9$24,536$586.76$26,272$419.15$1.7KSCHD
10$26,855$601.13$29,010$425.95$2.2KSCHD

MYCH vs SCHD: Complete Analysis 2026

MYCHStock

The State Street My2028 Corporate Bond ETF employs an actively managed target maturity strategy that provides exposure primarily to corporate bonds maturing in 2028 and is designed to distribute any remaining principal and liquidate on or about December 15, 2028.The fund seeks to maximize current income while seeking preservation of capital using a risk-aware, top-down approach combined with bottom-up security selection through rigorous fundamental research to construct a portfolio that seeks to overweight the most attractive sectors and issuers.The fund is one of the State Street MyIncome ETFs, a suite of target maturity funds allowing investors to efficiently build custom bond ladder portfolios to manage interest rate risks, cash flows, and liquidity needs.

Full MYCH Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.