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MYCI vs XYLD: Dividend Comparison 2026

MYCI yields 4.61% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MYCI wins by $1.8K in total portfolio value
10 years
MYCI
MYCI
● Live price
4.61%
Share price
$24.79
Annual div
$1.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.0K
Annual income
$618.71
Full MYCI calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — MYCI vs XYLD

📍 MYCI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMYCIXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MYCI + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MYCI pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MYCI
Annual income on $10K today (after 15% tax)
$391.52/yr
After 10yr DRIP, annual income (after tax)
$525.90/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,210.26/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MYCI + XYLD for your $10,000?

MYCI: 50%XYLD: 50%
100% XYLD50/50100% MYCI
Portfolio after 10yr
$26.2K
Annual income
$1,918.86/yr
Blended yield
7.33%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MYCI buys
0
XYLD buys
0
No recent congressional trades found for MYCI or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMYCIXYLD
Forward yield4.61%10.98%
Annual dividend / share$1.14$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.0K$25.3K
Annual income after 10y$618.71$3,219.02
Total dividends collected$5.4K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: MYCI vs XYLD ($10,000, DRIP)

YearMYCI PortfolioMYCI Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,161$460.62$10,818$1,098.39+$343.00MYCI
2$12,422$480.45$11,738$1,222.51+$684.00MYCI
3$13,792$499.78$12,774$1,364.64+$1.0KMYCI
4$15,276$518.57$13,944$1,527.86+$1.3KMYCI
5$16,882$536.79$15,270$1,715.87+$1.6KMYCI
6$18,618$554.42$16,775$1,933.09+$1.8KMYCI
7$20,493$571.44$18,490$2,184.87+$2.0KMYCI
8$22,515$587.83$20,450$2,477.63+$2.1KMYCI
9$24,694$603.59$22,697$2,819.19+$2.0KMYCI
10$27,042$618.71$25,280$3,219.02+$1.8KMYCI

MYCI vs XYLD: Complete Analysis 2026

MYCIStock

The State Street My2029 Corporate Bond ETF employs an actively managed target maturity strategy that provides exposure primarily to corporate bonds maturing in 2029 and is designed to distribute any remaining principal and liquidate on or about December 15, 2029.The fund seeks to maximize current income while seeking preservation of capital using a risk-aware, top-down approach combined with bottom-up security selection through rigorous fundamental research to construct a portfolio that seeks to overweight the most attractive sectors and issuers.The fund is one of the State Street MyIncome ETFs, a suite of target maturity funds allowing investors to efficiently build custom bond ladder portfolios to manage interest rate risks, cash flows, and liquidity needs.

Full MYCI Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.