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MYSPX vs SCHD: Dividend Comparison 2026

MYSPX yields 0.87% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $8.1K in total portfolio value
10 years
MYSPX
MYSPX
● Live price
0.87%
Share price
$67.32
Annual div
$0.59
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.9K
Annual income
$92.34
Full MYSPX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — MYSPX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMYSPXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MYSPX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MYSPX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MYSPX
Annual income on $10K today (after 15% tax)
$74.16/yr
After 10yr DRIP, annual income (after tax)
$78.49/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $280.73/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MYSPX + SCHD for your $10,000?

MYSPX: 50%SCHD: 50%
100% SCHD50/50100% MYSPX
Portfolio after 10yr
$24.9K
Annual income
$257.47/yr
Blended yield
1.03%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MYSPX buys
0
SCHD buys
0
No recent congressional trades found for MYSPX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMYSPXSCHD
Forward yield0.87%3.44%
Annual dividend / share$0.59$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.9K$29.0K
Annual income after 10y$92.34$422.61
Total dividends collected$900.00$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MYSPX vs SCHD ($10,000, DRIP)

YearMYSPX PortfolioMYSPX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,787$87.25$11,224$344.10$437.00SCHD
2$11,630$87.96$12,567$354.98$937.00SCHD
3$12,533$88.63$14,038$365.30$1.5KSCHD
4$13,500$89.27$15,648$375.06$2.1KSCHD
5$14,534$89.86$17,410$384.27$2.9KSCHD
6$15,642$90.42$19,335$392.95$3.7KSCHD
7$16,828$90.94$21,437$401.10$4.6KSCHD
8$18,098$91.44$23,733$408.75$5.6KSCHD
9$19,456$91.90$26,237$415.91$6.8KSCHD
10$20,911$92.34$28,968$422.61$8.1KSCHD

MYSPX vs SCHD: Complete Analysis 2026

MYSPXStock

The investment seeks investment results that correspond to the total return performance (reflecting reinvestment of dividends) of common stocks in the aggregate, as represented by the S&P 500® Index. The fund normally invests at least 80% of its assets (net assets plus any borrowings for investment purposes) in stocks as represented in the Standard & Poor's 500® Index in the same proportion, to the extent feasible. It may invest up to 20% of its total assets in options and futures contracts to maintain cash reserves, while being fully invested, to facilitate trading or to reduce transaction costs.

Full MYSPX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.