HomeCompareMZCSX vs SCHD

MZCSX vs SCHD: Dividend Comparison 2026

MZCSX yields 6.03% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MZCSX wins by $808.00 in total portfolio value
10 years
MZCSX
MZCSX
● Live price
6.03%
Share price
$9.66
Annual div
$0.58
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.8K
Annual income
$885.64
Full MZCSX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — MZCSX vs SCHD

📍 MZCSX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMZCSXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MZCSX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MZCSX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MZCSX
Annual income on $10K today (after 15% tax)
$512.59/yr
After 10yr DRIP, annual income (after tax)
$752.79/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, MZCSX beats the other by $393.58/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MZCSX + SCHD for your $10,000?

MZCSX: 50%SCHD: 50%
100% SCHD50/50100% MZCSX
Portfolio after 10yr
$29.4K
Annual income
$654.12/yr
Blended yield
2.23%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MZCSX buys
0
SCHD buys
0
No recent congressional trades found for MZCSX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMZCSXSCHD
Forward yield6.03%3.44%
Annual dividend / share$0.58$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.8K$29.0K
Annual income after 10y$885.64$422.61
Total dividends collected$7.5K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MZCSX vs SCHD ($10,000, DRIP)

YearMZCSX PortfolioMZCSX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,303$603.04$11,224$344.10+$79.00MZCSX
2$12,731$637.03$12,567$354.98+$164.00MZCSX
3$14,293$670.58$14,038$365.30+$255.00MZCSX
4$15,997$703.59$15,648$375.06+$349.00MZCSX
5$17,853$735.96$17,410$384.27+$443.00MZCSX
6$19,870$767.61$19,335$392.95+$535.00MZCSX
7$22,060$798.45$21,437$401.10+$623.00MZCSX
8$24,432$828.44$23,733$408.75+$699.00MZCSX
9$27,000$857.51$26,237$415.91+$763.00MZCSX
10$29,776$885.64$28,968$422.61+$808.00MZCSX

MZCSX vs SCHD: Complete Analysis 2026

MZCSXStock

The fund seeks to achieve its objective by allocating the fund's assets among various credit sectors of the global fixed income markets which the Advisor finds attractive from time-to-time. It will normally invest at least 80% of its net assets in corporate bonds and syndicated loans that the Advisor believes have attractive risk/reward characteristics and which are issued by U.S. and foreign corporations. The fund may invest up to 70% of its net assets in foreign securities, including up to 40% in issuers located in emerging market countries.

Full MZCSX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.