HomeCompareNACB vs ADC

NACB vs ADC: Dividend Comparison 2026

NACB yields 1.26% · ADC yields 4.11%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $157.0K in total portfolio value
10 years
NACB
NACB
● Live price
1.26%
Share price
$66.49
Annual div
$0.84
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.9K
Annual income
$0.12
Full NACB calculator →
ADC
Agree Realty Corporation
● Live price
4.11%
Share price
$75.38
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$176.9K
Annual income
$79,647.25
Full ADC calculator →

Portfolio growth — NACB vs ADC

📍 ADC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNACBADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, NACB + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NACB pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NACB
Annual income on $10K today (after 15% tax)
$107.38/yr
After 10yr DRIP, annual income (after tax)
$0.10/yr
ADC
Annual income on $10K today (after 15% tax)
$349.45/yr
After 10yr DRIP, annual income (after tax)
$67,700.16/yr
At 15% tax rate, ADC beats the other by $67,700.06/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NACB + ADC for your $10,000?

NACB: 50%ADC: 50%
100% ADC50/50100% NACB
Portfolio after 10yr
$98.4K
Annual income
$39,823.68/yr
Blended yield
40.47%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

NACB
No analyst data
Altman Z
0.0
Piotroski
3/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+7.5% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NACB buys
0
ADC buys
7
PoliticianChamberTickerTypeAmountDate
Gilbert Cisneros🏢 House$ADC▼ Sell$15,001 - $50,0002026-01-15
Lisa McClain🏢 House$ADC▼ Sell$1,001 - $15,0002025-09-25
Lisa McClain🏢 House$ADC▲ Buy$1,001 - $15,0002025-08-13
Lisa McClain🏢 House$ADC▼ Sell$1,001 - $15,0002025-06-17
Lisa McClain🏢 House$ADC▼ Sell$1,001 - $15,0002025-06-17
Lisa McClain🏢 House$ADC▲ Buy$1,001 - $15,0002025-06-11
Lisa McClain🏢 House$ADC▲ Buy$1,001 - $15,0002025-06-11
Josh Gottheimer🏢 House$ADC▼ Sell$1,001 - $15,0002025-04-09
Josh Gottheimer🏢 House$ADC▲ Buy$1,001 - $15,0002024-04-15
Josh Gottheimer🏢 House$ADC▼ Sell$1,001 - $15,0002024-03-14
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNACBADC
Forward yield1.26%4.11%
Annual dividend / share$0.84$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%40.4%
Portfolio after 10y$19.9K$176.9K
Annual income after 10y$0.12$79,647.25
Total dividends collected$127.00$154.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: NACB vs ADC ($10,000, DRIP)

YearNACB PortfolioNACB Income/yrADC PortfolioADC Income/yrGap
1← crossover$10,763$63.17$10,987$577.21$224.00ADC
2$11,548$31.77$12,293$855.34$745.00ADC
3$12,373$15.93$14,088$1,290.70$1.7KADC
4$13,247$7.97$16,660$1,994.91$3.4KADC
5$14,178$3.99$20,525$3,181.85$6.3KADC
6$15,172$2.00$26,654$5,286.90$11.5KADC
7$16,236$1.00$37,006$9,259.47$20.8KADC
8$17,373$0.50$55,862$17,338.74$38.5KADC
9$18,589$0.25$93,452$35,300.32$74.9KADC
10$19,890$0.12$176,931$79,647.25$157.0KADC

NACB vs ADC: Complete Analysis 2026

NACBStock

National Capital Bancorp, Inc. operates as the bank holding for The National Capital Bank of Washington that provides various banking products and services to individuals and businesses in Washington. It offers savings and checking accounts. The company also provides personal loans; home equity lines of credit; residential mortgages; paycheck protection program loans; commercial lines of credit; term loans; commercial mortgages; construction finance; equipment financing and leasing; loans for nonprofit organizations; letters of credit; SBA loans; and debit and credit cards. In addition, it offers cash management, disbursement services, online and mobile banking services, mobile deposits, escrow management, automated clearing house, remote deposit capture, lockbox services, merchant card processing, safe deposit boxes, and wealth management services. The company was founded in 1889 and is based in Washington, the District of Columbia.

Full NACB Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.