Is NACB or JNJ a better dividend investment in 2026?

NACB currently yields 1.26% with a 5% 5-year dividend growth rate. JNJ yields 3.36% with 5.8% growth. The better choice depends on your goal: JNJ offers higher current income.

What is the dividend yield difference between NACB and JNJ?

NACB has a forward dividend yield of 1.26% ($0.84/share annually). JNJ yields 3.36% ($4.96/share annually). The yield gap is 2.10 percentage points.

Home › Compare › NACB vs JNJ

NACB vs JNJ: Dividend Comparison 2026

NACB yields 1.26% · JNJ yields 3.36%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 JNJ wins by $132.00 in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

NACB

● Live price

1.26%

Share price

$66.49

Annual div

$0.84

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19.9K

Annual income

$0.12

Full NACB calculator →

JNJ

Johnson & Johnson

● Live price

3.36%

Share price

$147.50

Annual div

$4.96

5Y div CAGR

5.8%

Payout ratio

55%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.0K

Annual income

$827.78

Full JNJ calculator →

Portfolio growth — NACB vs JNJ

📍 JNJ pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NACB	JNJ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, NACB + JNJ cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

NACB pays

JNJ pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NACB

Annual income on $10K today (after 15% tax)

$107.38/yr

After 10yr DRIP, annual income (after tax)

$0.10/yr

JNJ

Annual income on $10K today (after 15% tax)

$285.83/yr

After 10yr DRIP, annual income (after tax)

$703.61/yr

At 15% tax rate, JNJ beats the other by $703.51/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of NACB + JNJ for your $10,000?

NACB: 50%JNJ: 50%

100% JNJ50/50100% NACB

Portfolio after 10yr

$20.0K

Annual income

$413.95/yr

Blended yield

2.07%

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Analyst Conviction Gap

Where Wall Street is most bullish on JNJ right now

NACB

No analyst data

Altman Z

0.0

Piotroski

3/9

JNJ

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$228.73

+55.1% upside vs current

Range: $190.00 — $265.00

Altman Z

5.2

Piotroski

4/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NACB buys

JNJ buys

No recent congressional trades found for NACB or JNJ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNACBJNJ

Forward yield	1.26%	3.36% ✓
Annual dividend / share	$0.84	$4.96 ✓
Payout ratio	50% ✓	55%
1-year div growth	0%	4.2% ✓
5-year div CAGR	-50%	5.8% ✓
Portfolio after 10y	$19.9K	$20.0K ✓
Annual income after 10y	$0.12	$827.78 ✓
Total dividends collected	$127.00 ✓	$5.6K
Payment frequency	quarterly	quarterly
Sector	Stock	Healthcare

Year-by-year: NACB vs JNJ ($10,000, DRIP)

Year	NACB Portfolio	NACB Income/yr	JNJ Portfolio	JNJ Income/yr	Gap
1	$10,763	$63.17	$10,676	$355.77	+$87.00 → NACB
2	$11,548	$31.77	$11,407	$389.39	+$141.00 → NACB
3	$12,373	$15.93	$12,198	$426.53	+$175.00 → NACB
4	$13,247	$7.97	$13,056	$467.62	+$191.00 → NACB
5	$14,178	$3.99	$13,987	$513.12	+$191.00 → NACB
6	$15,172	$2.00	$14,998	$563.56	+$174.00 → NACB
7	$16,236	$1.00	$16,098	$619.52	+$138.00 → NACB
8	$17,373	$0.50	$17,295	$681.69	+$78.00 → NACB
9← crossover	$18,589	$0.25	$18,599	$750.82	$10.00 → JNJ
10	$19,890	$0.12	$20,022	$827.78	$132.00 → JNJ

NACB vs JNJ: Complete Analysis 2026

NACB — Stock

National Capital Bancorp, Inc. operates as the bank holding for The National Capital Bank of Washington that provides various banking products and services to individuals and businesses in Washington. It offers savings and checking accounts. The company also provides personal loans; home equity lines of credit; residential mortgages; paycheck protection program loans; commercial lines of credit; term loans; commercial mortgages; construction finance; equipment financing and leasing; loans for nonprofit organizations; letters of credit; SBA loans; and debit and credit cards. In addition, it offers cash management, disbursement services, online and mobile banking services, mobile deposits, escrow management, automated clearing house, remote deposit capture, lockbox services, merchant card processing, safe deposit boxes, and wealth management services. The company was founded in 1889 and is based in Washington, the District of Columbia.

Full NACB Calculator →

JNJ — Healthcare

Johnson & Johnson is a Dividend King with 62+ years of consecutive dividend increases. A healthcare conglomerate spanning pharmaceuticals, MedTech, and consumer health. JNJ spun off its consumer segment as Kenvue in 2023, focusing on higher-margin pharma and medical devices.

Full JNJ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.