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NAIFX vs VYM: Dividend Comparison 2026

NAIFX yields 10.97% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 NAIFX wins by $13.5K in total portfolio value
10 years
NAIFX
NAIFX
● Live price
10.97%
Share price
$9.78
Annual div
$1.07
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.3K
Annual income
$2,182.14
Full NAIFX calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — NAIFX vs VYM

📍 NAIFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNAIFXVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NAIFX + VYM cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
NAIFX pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NAIFX
Annual income on $10K today (after 15% tax)
$932.84/yr
After 10yr DRIP, annual income (after tax)
$1,854.82/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, NAIFX beats the other by $1,618.05/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NAIFX + VYM for your $10,000?

NAIFX: 50%VYM: 50%
100% VYM50/50100% NAIFX
Portfolio after 10yr
$34.6K
Annual income
$1,230.34/yr
Blended yield
3.56%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NAIFX buys
0
VYM buys
0
No recent congressional trades found for NAIFX or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNAIFXVYM
Forward yield10.97% ✓2.41%
Annual dividend / share$1.07$3.51 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$41.3K ✓$27.8K
Annual income after 10y$2,182.14 ✓$278.55
Total dividends collected$16.3K ✓$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: NAIFX vs VYM ($10,000, DRIP)

YearNAIFX PortfolioNAIFX Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,797$1,097.46$11,151$241.44+$646.00 → NAIFX
2$13,833$1,210.03$12,413$246.79+$1.4K → NAIFX
3$16,128$1,326.02$13,794$251.79+$2.3K → NAIFX
4$18,701$1,444.81$15,306$256.47+$3.4K → NAIFX
5$21,576$1,565.78$16,960$260.84+$4.6K → NAIFX
6$24,775$1,688.29$18,768$264.92+$6.0K → NAIFX
7$28,321$1,811.76$20,745$268.71+$7.6K → NAIFX
8$32,239$1,935.58$22,905$272.24+$9.3K → NAIFX
9$36,555$2,059.21$25,265$275.51+$11.3K → NAIFX
10$41,296$2,182.14$27,842$278.55+$13.5K → NAIFX

NAIFX vs VYM: Complete Analysis 2026

NAIFX — Stock

Functions as an open-end investment fund

Full NAIFX Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.