Is NAYA or SPHD a better dividend investment in 2026?

NAYA currently yields 90.91% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: NAYA offers higher current income.

What is the dividend yield difference between NAYA and SPHD?

NAYA has a forward dividend yield of 90.91% ($2.00/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 86.91 percentage points.

Home › Compare › NAYA vs SPHD

NAYA vs SPHD: Dividend Comparison 2026

NAYA yields 90.91% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 NAYA wins by $2.64M in total portfolio value

INVESTMENT

TIME HORIZON10 years

NAYA

● Live price

90.91%

Share price

$2.20

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2.67M

Annual income

$842,999.04

Full NAYA calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — NAYA vs SPHD

📍 NAYA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NAYA	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, NAYA + SPHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

NAYA pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NAYA

Annual income on $10K today (after 15% tax)

$7,727.27/yr

After 10yr DRIP, annual income (after tax)

$716,549.18/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, NAYA beats the other by $715,784.87/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of NAYA + SPHD for your $10,000?

NAYA: 50%SPHD: 50%

100% SPHD50/50100% NAYA

Portfolio after 10yr

$1.35M

Annual income

$421,949.12/yr

Blended yield

31.31%

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Analyst Conviction Gap

Where Wall Street is most bullish on NAYA right now

NAYA

Analyst Ratings

Buy

Consensus: Buy

Altman Z

-6.6

Piotroski

4/9

SPHD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NAYA buys

SPHD buys

No recent congressional trades found for NAYA or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNAYASPHD

Forward yield	90.91% ✓	4.00%
Annual dividend / share	$2.00	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$2.67M	$28.0K ✓
Annual income after 10y	$842,999.04 ✓	$899.19
Total dividends collected	$2.36M	$6.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: NAYA vs SPHD ($10,000, DRIP)

Year	NAYA Portfolio	NAYA Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$19,791	$9,090.91	$11,120	$420.00	+$8.7K → NAYA
2	$37,991	$16,814.71	$12,357	$458.31	+$25.6K → NAYA
3	$70,817	$30,166.17	$13,721	$499.76	+$57.1K → NAYA
4	$128,326	$52,552.16	$15,227	$544.58	+$113.1K → NAYA
5	$226,308	$88,999.24	$16,885	$593.02	+$209.4K → NAYA
6	$388,835	$146,685.82	$18,713	$645.34	+$370.1K → NAYA
7	$651,597	$235,543.05	$20,724	$701.81	+$630.9K → NAYA
8	$1,066,101	$368,892.48	$22,938	$762.73	+$1.04M → NAYA
9	$1,704,801	$564,073.19	$25,372	$828.41	+$1.68M → NAYA
10	$2,667,136	$842,999.04	$28,047	$899.19	+$2.64M → NAYA

NAYA vs SPHD: Complete Analysis 2026

NAYA — Stock

INVO Bioscience is a medical device company providing devices and products for infertility diagnosis. Its flagship product is INVOcell, a reproductive technology that allows fertilization and early embryo development to take place within the woman’s body.

Full NAYA Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.