Home › Compare › NBCM vs RYLD

NBCM vs RYLD: Dividend Comparison 2026

NBCM yields 6.82% · RYLD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 NBCM wins by $3.4K in total portfolio value
10 years
NBCM
NBCM
● Live price
6.82%
Share price
$28.04
Annual div
$1.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.4K
Annual income
$1,052.87
Full NBCM calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — NBCM vs RYLD

📍 NBCM pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNBCMRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, NBCM + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
NBCM pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NBCM
Annual income on $10K today (after 15% tax)
$580.04/yr
After 10yr DRIP, annual income (after tax)
$894.94/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, NBCM beats the other by $130.63/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NBCM + RYLD for your $10,000?

NBCM: 50%RYLD: 50%
100% RYLD50/50100% NBCM
Portfolio after 10yr
$29.7K
Annual income
$976.03/yr
Blended yield
3.28%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NBCM buys
0
RYLD buys
0
No recent congressional trades found for NBCM or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNBCMRYLD
Forward yield6.82% ✓4.00%
Annual dividend / share$1.91$2.00 ✓
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$31.4K ✓$28.0K
Annual income after 10y$1,052.87 ✓$899.19
Total dividends collected$8.7K ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: NBCM vs RYLD ($10,000, DRIP)

YearNBCM PortfolioNBCM Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$11,382$682.40$11,120$420.00+$262.00 → NBCM
2$12,905$725.92$12,357$458.31+$548.00 → NBCM
3$14,578$769.18$13,721$499.76+$857.00 → NBCM
4$16,410$812.03$15,227$544.58+$1.2K → NBCM
5$18,413$854.30$16,885$593.02+$1.5K → NBCM
6$20,598$895.87$18,713$645.34+$1.9K → NBCM
7$22,976$936.61$20,724$701.81+$2.3K → NBCM
8$25,561$976.41$22,938$762.73+$2.6K → NBCM
9$28,366$1,015.19$25,372$828.41+$3.0K → NBCM
10$31,404$1,052.87$28,047$899.19+$3.4K → NBCM

NBCM vs RYLD: Complete Analysis 2026

NBCM — Stock

Investing in commodities with an active risk-diversified approach that seeks to minimize effects of market volatility

Full NBCM Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
📬

Get this NBCM vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

NBCM vs SCHDNBCM vs JEPINBCM vs ONBCM vs KONBCM vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.