Is NBN or SPHD a better dividend investment in 2026?

NBN currently yields 0.04% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: SPHD offers higher current income.

What is the dividend yield difference between NBN and SPHD?

NBN has a forward dividend yield of 0.04% ($0.04/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 3.96 percentage points.

Home › Compare › NBN vs SPHD

NBN vs SPHD: Dividend Comparison 2026

NBN yields 0.04% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SPHD wins by $8.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

NBN

● Live price

0.04%

Share price

$112.37

Annual div

$0.04

5Y div CAGR

2.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19.7K

Annual income

$4.52

Full NBN calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — NBN vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NBN	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, NBN + SPHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

NBN pays

SPHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NBN

Annual income on $10K today (after 15% tax)

$3.03/yr

After 10yr DRIP, annual income (after tax)

$3.84/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, SPHD beats the other by $760.47/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of NBN + SPHD for your $10,000?

NBN: 50%SPHD: 50%

100% SPHD50/50100% NBN

Portfolio after 10yr

$23.9K

Annual income

$451.86/yr

Blended yield

1.89%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on NBN right now

NBN

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$133.00

+18.4% upside vs current

Range: $133.00 — $133.00

Altman Z

-0.4

Piotroski

4/9

SPHD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NBN buys

SPHD buys

No recent congressional trades found for NBN or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNBNSPHD

Forward yield	0.04%	4.00% ✓
Annual dividend / share	$0.04	$2.00 ✓
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	2.4%	5% ✓
Portfolio after 10y	$19.7K	$28.0K ✓
Annual income after 10y	$4.52	$899.19 ✓
Total dividends collected	$41.00 ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: NBN vs SPHD ($10,000, DRIP)

Year	NBN Portfolio	NBN Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$10,704	$3.65	$11,120	$420.00	$416.00 → SPHD
2	$11,457	$3.73	$12,357	$458.31	$900.00 → SPHD
3	$12,262	$3.82	$13,721	$499.76	$1.5K → SPHD
4	$13,125	$3.92	$15,227	$544.58	$2.1K → SPHD
5	$14,047	$4.01	$16,885	$593.02	$2.8K → SPHD
6	$15,035	$4.11	$18,713	$645.34	$3.7K → SPHD
7	$16,092	$4.21	$20,724	$701.81	$4.6K → SPHD
8	$17,222	$4.31	$22,938	$762.73	$5.7K → SPHD
9	$18,432	$4.42	$25,372	$828.41	$6.9K → SPHD
10	$19,727	$4.52	$28,047	$899.19	$8.3K → SPHD

NBN vs SPHD: Complete Analysis 2026

NBN — Stock

Northeast Bank provides banking services to individual and corporate customers in Maine. The company's deposit products include demand deposit, NOW, money market, savings, certificate of deposit, and individual retirement accounts, as well as checking accounts. Its loan portfolio comprises residential mortgage loans; multi-family and other commercial real estate loans; commercial and industrial loans, such as term loans, lines of credit and equipment, and receivables financing; consumer loans comprising mobile home and overdraft, and deposit-secured loans; and small business administration loans. In addition, the company offers telephone banking, online banking and bill payment, mobile banking, cash management, and remote deposit capture services, as well as debit and credit card, ATM, electronic transfer, and check services. It operates a network of nine branches in Western, Central, and Southern Maine. Northeast Bank was founded in 1872 and is headquartered in Portland, Maine.

Full NBN Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.