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NBSM vs SCHD: Dividend Comparison 2026

NBSM yields 0.40% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $8.8K in total portfolio value
10 years
NBSM
NBSM
● Live price
0.40%
Share price
$25.09
Annual div
$0.10
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.2K
Annual income
$41.42
Full NBSM calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — NBSM vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNBSMSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, NBSM + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
NBSM pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NBSM
Annual income on $10K today (after 15% tax)
$34.29/yr
After 10yr DRIP, annual income (after tax)
$35.21/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $326.85/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NBSM + SCHD for your $10,000?

NBSM: 50%SCHD: 50%
100% SCHD50/50100% NBSM
Portfolio after 10yr
$24.6K
Annual income
$233.68/yr
Blended yield
0.95%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NBSM buys
0
SCHD buys
0
No recent congressional trades found for NBSM or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNBSMSCHD
Forward yield0.40%3.46% ✓
Annual dividend / share$0.10$1.06 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.2K$29.0K ✓
Annual income after 10y$41.42$425.95 ✓
Total dividends collected$409.00 ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: NBSM vs SCHD ($10,000, DRIP)

YearNBSM PortfolioNBSM Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,740$40.34$11,226$346.36$486.00 → SCHD
2$11,533$40.49$12,572$357.38$1.0K → SCHD
3$12,381$40.64$14,046$367.84$1.7K → SCHD
4$13,288$40.77$15,660$377.73$2.4K → SCHD
5$14,259$40.90$17,425$387.07$3.2K → SCHD
6$15,298$41.01$19,354$395.86$4.1K → SCHD
7$16,410$41.12$21,461$404.13$5.1K → SCHD
8$17,600$41.23$23,762$411.89$6.2K → SCHD
9$18,873$41.32$26,272$419.15$7.4K → SCHD
10$20,236$41.42$29,010$425.95$8.8K → SCHD

NBSM vs SCHD: Complete Analysis 2026

NBSM — Stock

Seeks to invest in high quality small- and mid-cap businesses with above average, sustainable growth prospects

Full NBSM Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.