Is NCBGX or QYLD a better dividend investment in 2026?

NCBGX currently yields 9.43% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between NCBGX and QYLD?

NCBGX has a forward dividend yield of 9.43% ($11.27/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 2.49 percentage points.

Home › Compare › NCBGX vs QYLD

NCBGX vs QYLD: Dividend Comparison 2026

NCBGX yields 9.43% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 NCBGX wins by $11.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

NCBGX

● Live price

9.43%

Share price

$119.46

Annual div

$11.27

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.3K

Annual income

$1,708.97

Full NCBGX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — NCBGX vs QYLD

📍 NCBGX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NCBGX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, NCBGX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

NCBGX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NCBGX

Annual income on $10K today (after 15% tax)

$801.96/yr

After 10yr DRIP, annual income (after tax)

$1,452.62/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $3,357.79/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of NCBGX + QYLD for your $10,000?

NCBGX: 50%QYLD: 50%

100% QYLD50/50100% NCBGX

Portfolio after 10yr

$31.4K

Annual income

$3,684.15/yr

Blended yield

11.74%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NCBGX buys

QYLD buys

No recent congressional trades found for NCBGX or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNCBGXQYLD

Forward yield	9.43%	11.92% ✓
Annual dividend / share	$11.27 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$37.3K ✓	$25.4K
Annual income after 10y	$1,708.97	$5,659.31 ✓
Total dividends collected	$13.3K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: NCBGX vs QYLD ($10,000, DRIP)

Year	NCBGX Portfolio	NCBGX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,643	$943.49	$10,352	$1,192.36	+$1.3K → NCBGX
2	$13,485	$1,026.68	$10,830	$1,347.57	+$2.7K → NCBGX
3	$15,540	$1,111.29	$11,460	$1,539.07	+$4.1K → NCBGX
4	$17,825	$1,196.87	$12,275	$1,777.84	+$5.5K → NCBGX
5	$20,356	$1,283.02	$13,323	$2,078.95	+$7.0K → NCBGX
6	$23,150	$1,369.33	$14,667	$2,463.34	+$8.5K → NCBGX
7	$26,226	$1,455.42	$16,396	$2,960.57	+$9.8K → NCBGX
8	$29,603	$1,540.93	$18,631	$3,612.97	+$11.0K → NCBGX
9	$33,301	$1,625.55	$21,548	$4,482.15	+$11.8K → NCBGX
10	$37,341	$1,708.97	$25,398	$5,659.31	+$11.9K → NCBGX

NCBGX vs QYLD: Complete Analysis 2026

NCBGX — Stock

The investment seeks to produce capital appreciation with less risk than would be present in a portfolio of only common stocks. The fund invests primarily in shares of the New Covenant Growth Fund (the "growth fund") and the New Covenant Income Fund (the "income fund"), with a majority of its assets generally invested in shares of the growth fund. Between 45% and 75% of the fund's net assets (with a "neutral" position of approximately 60% of the fund's net assets) are invested in shares of the growth fund, with the balance of its net assets invested in shares of the income fund or cash or cash equivalents.

Full NCBGX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.