HomeCompareNCBIX vs XYLD

NCBIX vs XYLD: Dividend Comparison 2026

NCBIX yields 6.25% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 NCBIX wins by $4.9K in total portfolio value
10 years
NCBIX
NCBIX
● Live price
6.25%
Share price
$22.78
Annual div
$1.42
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.2K
Annual income
$929.85
Full NCBIX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — NCBIX vs XYLD

📍 NCBIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNCBIXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NCBIX + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NCBIX pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NCBIX
Annual income on $10K today (after 15% tax)
$530.97/yr
After 10yr DRIP, annual income (after tax)
$790.37/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $1,945.79/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NCBIX + XYLD for your $10,000?

NCBIX: 50%XYLD: 50%
100% XYLD50/50100% NCBIX
Portfolio after 10yr
$27.7K
Annual income
$2,074.44/yr
Blended yield
7.48%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NCBIX buys
0
XYLD buys
0
No recent congressional trades found for NCBIX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNCBIXXYLD
Forward yield6.25%10.98%
Annual dividend / share$1.42$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$30.2K$25.3K
Annual income after 10y$929.85$3,219.02
Total dividends collected$7.8K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: NCBIX vs XYLD ($10,000, DRIP)

YearNCBIX PortfolioNCBIX Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,325$624.67$10,818$1,098.39+$507.00NCBIX
2$12,779$661.14$11,738$1,222.51+$1.0KNCBIX
3$14,370$697.21$12,774$1,364.64+$1.6KNCBIX
4$16,109$732.76$13,944$1,527.86+$2.2KNCBIX
5$18,004$767.68$15,270$1,715.87+$2.7KNCBIX
6$20,066$801.88$16,775$1,933.09+$3.3KNCBIX
7$22,306$835.25$18,490$2,184.87+$3.8KNCBIX
8$24,735$867.75$20,450$2,477.63+$4.3KNCBIX
9$27,366$899.29$22,697$2,819.19+$4.7KNCBIX
10$30,212$929.85$25,280$3,219.02+$4.9KNCBIX

NCBIX vs XYLD: Complete Analysis 2026

NCBIXStock

The investment seeks current income and long-term growth of capital. The fund invests primarily in shares of the New Covenant Growth Fund and New Covenant Income Fund, with a majority of its assets generally invested in shares of the New Covenant Income Fund. Between 50% and 75% of its net assets are invested in shares of the income fund, with the balance of its net assets invested in shares of the growth fund or cash or cash equivalents. The income fund may also invest up to 20% of its net assets in commercial paper and up to 40% of its net assets in fixed-income securities of foreign issuers in any country, including developed or emerging markets.

Full NCBIX Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.