Is NCOIX or HDV a better dividend investment in 2026?

NCOIX currently yields 7.24% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: NCOIX offers higher current income.

What is the dividend yield difference between NCOIX and HDV?

NCOIX has a forward dividend yield of 7.24% ($1.27/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 4.32 percentage points.

Home › Compare › NCOIX vs HDV

NCOIX vs HDV: Dividend Comparison 2026

NCOIX yields 7.24% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 NCOIX wins by $8.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

NCOIX

● Live price

7.24%

Share price

$17.51

Annual div

$1.27

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$32.3K

Annual income

$1,145.91

Full NCOIX calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — NCOIX vs HDV

📍 NCOIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NCOIX	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, NCOIX + HDV cover 0 of 12 months — good coverage

Jan

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Mar

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Apr

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May

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Dec

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NCOIX pays

HDV pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NCOIX

Annual income on $10K today (after 15% tax)

$615.29/yr

After 10yr DRIP, annual income (after tax)

$974.02/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, NCOIX beats the other by $674.20/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of NCOIX + HDV for your $10,000?

NCOIX: 50%HDV: 50%

100% HDV50/50100% NCOIX

Portfolio after 10yr

$28.3K

Annual income

$749.32/yr

Blended yield

2.65%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NCOIX buys

HDV buys

No recent congressional trades found for NCOIX or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNCOIXHDV

Forward yield	7.24% ✓	2.92%
Annual dividend / share	$1.27	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$32.3K ✓	$24.3K
Annual income after 10y	$1,145.91 ✓	$352.73
Total dividends collected	$9.4K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: NCOIX vs HDV ($10,000, DRIP)

Year	NCOIX Portfolio	NCOIX Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,424	$723.87	$11,002	$292.38	+$422.00 → NCOIX
2	$12,996	$772.84	$12,084	$300.36	+$912.00 → NCOIX
3	$14,728	$821.71	$13,250	$308.02	+$1.5K → NCOIX
4	$16,629	$870.26	$14,506	$315.35	+$2.1K → NCOIX
5	$18,711	$918.32	$15,858	$322.35	+$2.9K → NCOIX
6	$20,987	$965.72	$17,313	$329.04	+$3.7K → NCOIX
7	$23,468	$1,012.30	$18,878	$335.42	+$4.6K → NCOIX
8	$26,169	$1,057.93	$20,560	$341.49	+$5.6K → NCOIX
9	$29,103	$1,102.50	$22,367	$347.25	+$6.7K → NCOIX
10	$32,286	$1,145.91	$24,307	$352.73	+$8.0K → NCOIX

NCOIX vs HDV: Complete Analysis 2026

NCOIX — Stock

The investment seeks current income and capital appreciation. Under normal circumstances, the fund invests at least 80% of the sum of its net assets and the amount of any borrowings for investment purposes in debt instruments (e.g., bonds and loans) rated below investment grade or, if unrated, deemed by the fund's portfolio managers to be of comparable quality. The fund invests both in debt issued by U.S. companies and in U.S. dollar-denominated debt issued by non-U.S. companies that is traded over-the-counter or listed on an exchange.

Full NCOIX Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.