Is NCPB or XYLD a better dividend investment in 2026?

NCPB currently yields 5.22% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between NCPB and XYLD?

NCPB has a forward dividend yield of 5.22% ($1.31/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 5.76 percentage points.

Home › Compare › NCPB vs XYLD

NCPB vs XYLD: Dividend Comparison 2026

NCPB yields 5.22% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 NCPB wins by $2.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

NCPB

● Live price

5.22%

Share price

$25.01

Annual div

$1.31

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.2K

Annual income

$729.24

Full NCPB calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — NCPB vs XYLD

📍 NCPB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NCPB	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, NCPB + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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NCPB pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NCPB

Annual income on $10K today (after 15% tax)

$443.93/yr

After 10yr DRIP, annual income (after tax)

$619.85/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,116.31/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of NCPB + XYLD for your $10,000?

NCPB: 50%XYLD: 50%

100% XYLD50/50100% NCPB

Portfolio after 10yr

$26.7K

Annual income

$1,974.13/yr

Blended yield

7.38%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NCPB buys

XYLD buys

No recent congressional trades found for NCPB or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNCPBXYLD

Forward yield	5.22%	10.98% ✓
Annual dividend / share	$1.31	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$28.2K ✓	$25.3K
Annual income after 10y	$729.24	$3,219.02 ✓
Total dividends collected	$6.3K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: NCPB vs XYLD ($10,000, DRIP)

Year	NCPB Portfolio	NCPB Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,222	$522.27	$10,818	$1,098.39	+$404.00 → NCPB
2	$12,556	$547.76	$11,738	$1,222.51	+$818.00 → NCPB
3	$14,007	$572.75	$12,774	$1,364.64	+$1.2K → NCPB
4	$15,585	$597.17	$13,944	$1,527.86	+$1.6K → NCPB
5	$17,297	$620.96	$15,270	$1,715.87	+$2.0K → NCPB
6	$19,152	$644.08	$16,775	$1,933.09	+$2.4K → NCPB
7	$21,159	$666.50	$18,490	$2,184.87	+$2.7K → NCPB
8	$23,328	$688.18	$20,450	$2,477.63	+$2.9K → NCPB
9	$25,670	$709.10	$22,697	$2,819.19	+$3.0K → NCPB
10	$28,196	$729.24	$25,280	$3,219.02	+$2.9K → NCPB

NCPB vs XYLD: Complete Analysis 2026

NCPB — Stock

An actively managed portfolio that invests primarily across the investment grade, U.S.-dollar fixed income market and can allocate up to 35% in out-of-benchmark “plus” sectors in an effort to enhance risk-adjusted returns, relying on the depth and experience of specialist sector teams. An experienced team seeks to outperform the benchmark over a market cycle through a combination of sector allocation, security selection, and duration/curve positioning.

Full NCPB Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.