Is NDIV or VYM a better dividend investment in 2026?

NDIV currently yields 4.18% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: NDIV offers higher current income.

What is the dividend yield difference between NDIV and VYM?

NDIV has a forward dividend yield of 4.18% ($1.52/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 1.77 percentage points.

Home › Compare › NDIV vs VYM

NDIV vs VYM: Dividend Comparison 2026

NDIV yields 4.18% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VYM wins by $1.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

NDIV

● Live price

4.18%

Share price

$36.33

Annual div

$1.52

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.3K

Annual income

$546.85

Full NDIV calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — NDIV vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NDIV	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, NDIV + VYM cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

—

Dec

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NDIV pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NDIV

Annual income on $10K today (after 15% tax)

$355.44/yr

After 10yr DRIP, annual income (after tax)

$464.82/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, NDIV beats the other by $228.05/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of NDIV + VYM for your $10,000?

NDIV: 50%VYM: 50%

100% VYM50/50100% NDIV

Portfolio after 10yr

$27.1K

Annual income

$412.69/yr

Blended yield

1.53%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NDIV buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNDIVVYM

Forward yield	4.18% ✓	2.41%
Annual dividend / share	$1.52	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.3K	$27.8K ✓
Annual income after 10y	$546.85 ✓	$278.55
Total dividends collected	$4.9K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: NDIV vs VYM ($10,000, DRIP)

Year	NDIV Portfolio	NDIV Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,118	$418.17	$11,151	$241.44	$33.00 → VYM
2	$12,331	$434.51	$12,413	$246.79	$82.00 → VYM
3	$13,645	$450.38	$13,794	$251.79	$149.00 → VYM
4	$15,065	$465.76	$15,306	$256.47	$241.00 → VYM
5	$16,601	$480.61	$16,960	$260.84	$359.00 → VYM
6	$18,258	$494.94	$18,768	$264.92	$510.00 → VYM
7	$20,044	$508.74	$20,745	$268.71	$701.00 → VYM
8	$21,969	$521.98	$22,905	$272.24	$936.00 → VYM
9	$24,042	$534.69	$25,265	$275.51	$1.2K → VYM
10	$26,272	$546.85	$27,842	$278.55	$1.6K → VYM

NDIV vs VYM: Complete Analysis 2026

NDIV — Stock

NDIV seeks investment results that generally correspond to the price and yield of the EQM Natural Resources Dividend Income Index. The Index is comprised of dividend-paying U.S. exchange-listed equities operating primarily in the natural resource and commodity-related industries such as: energy, chemicals, agriculture, metals & mining, paper products, and timber.

Full NDIV Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.