HomeCompareNDJI vs SCHD

NDJI vs SCHD: Dividend Comparison 2026

NDJI yields 0.58% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $8.5K in total portfolio value
10 years
NDJI
NDJI
● Live price
0.58%
Share price
$21.46
Annual div
$0.12
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.5K
Annual income
$59.75
Full NDJI calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — NDJI vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNDJISCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NDJI + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NDJI pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NDJI
Annual income on $10K today (after 15% tax)
$48.92/yr
After 10yr DRIP, annual income (after tax)
$50.79/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $308.43/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NDJI + SCHD for your $10,000?

NDJI: 50%SCHD: 50%
100% SCHD50/50100% NDJI
Portfolio after 10yr
$24.7K
Annual income
$241.17/yr
Blended yield
0.98%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NDJI buys
0
SCHD buys
0
No recent congressional trades found for NDJI or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNDJISCHD
Forward yield0.58%3.44%
Annual dividend / share$0.12$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.5K$29.0K
Annual income after 10y$59.75$422.61
Total dividends collected$587.00$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: NDJI vs SCHD ($10,000, DRIP)

YearNDJI PortfolioNDJI Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,758$57.55$11,224$344.10$466.00SCHD
2$11,568$57.86$12,567$354.98$999.00SCHD
3$12,436$58.15$14,038$365.30$1.6KSCHD
4$13,365$58.43$15,648$375.06$2.3KSCHD
5$14,360$58.68$17,410$384.27$3.0KSCHD
6$15,424$58.93$19,335$392.95$3.9KSCHD
7$16,563$59.15$21,437$401.10$4.9KSCHD
8$17,781$59.36$23,733$408.75$6.0KSCHD
9$19,086$59.56$26,237$415.91$7.2KSCHD
10$20,481$59.75$28,968$422.61$8.5KSCHD

NDJI vs SCHD: Complete Analysis 2026

NDJIStock

The fund is an actively-managed exchange-traded fund (“ETF”) that invests in a portfolio of the stocks included in the Dow Jones Industrial Average and an options collar on the Dow Jones. The Dow Jones is a price-weighted index comprised of the stocks of 30 U.S. blue-chip companies. Under normal circumstances, at least 80% of the fund’s net assets will be invested in securities, or derivative instruments linked to securities, of companies that are included in the fund’s reference index. The fund is non-diversified.

Full NDJI Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.