Is NEFB or ORCC a better dividend investment in 2026?

NEFB currently yields 2.08% with a 5% 5-year dividend growth rate. ORCC yields 4.00% with 5% growth. The better choice depends on your goal: ORCC offers higher current income.

What is the dividend yield difference between NEFB and ORCC?

NEFB has a forward dividend yield of 2.08% ($8.30/share annually). ORCC yields 4.00% ($2.00/share annually). The yield gap is 1.92 percentage points.

Home › Compare › NEFB vs ORCC

NEFB vs ORCC: Dividend Comparison 2026

NEFB yields 2.08% · ORCC yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ORCC wins by $4.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

NEFB

● Live price

2.08%

Share price

$399.00

Annual div

$8.30

5Y div CAGR

3.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.4K

Annual income

$350.77

Full NEFB calculator →

ORCC

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full ORCC calculator →

Portfolio growth — NEFB vs ORCC

📍 ORCC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NEFB	ORCC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, NEFB + ORCC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

NEFB pays

ORCC pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NEFB

Annual income on $10K today (after 15% tax)

$176.82/yr

After 10yr DRIP, annual income (after tax)

$298.15/yr

ORCC

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, ORCC beats the other by $466.16/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NEFB + ORCC for your $10,000?

NEFB: 50%ORCC: 50%

100% ORCC50/50100% NEFB

Portfolio after 10yr

$25.7K

Annual income

$624.98/yr

Blended yield

2.43%

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Analyst Conviction Gap

Where Wall Street is most bullish on ORCC right now

NEFB

No analyst data

Altman Z

-0.4

Piotroski

6/9

ORCC

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$16.00

-68.0% upside vs current

Range: $16.00 — $16.00

Altman Z

0.5

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NEFB buys

ORCC buys

No recent congressional trades found for NEFB or ORCC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNEFBORCC

Forward yield	2.08%	4.00% ✓
Annual dividend / share	$8.30 ✓	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	3.7%	5% ✓
Portfolio after 10y	$23.4K	$28.0K ✓
Annual income after 10y	$350.77	$899.19 ✓
Total dividends collected	$2.8K	$6.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	BDC

Year-by-year: NEFB vs ORCC ($10,000, DRIP)

Year	NEFB Portfolio	NEFB Income/yr	ORCC Portfolio	ORCC Income/yr	Gap
1← crossover	$10,916	$215.72	$11,120	$420.00	$204.00 → ORCC
2	$11,908	$228.21	$12,357	$458.31	$449.00 → ORCC
3	$12,983	$241.28	$13,721	$499.76	$738.00 → ORCC
4	$14,147	$254.94	$15,227	$544.58	$1.1K → ORCC
5	$15,406	$269.23	$16,885	$593.02	$1.5K → ORCC
6	$16,769	$284.15	$18,713	$645.34	$1.9K → ORCC
7	$18,242	$299.75	$20,724	$701.81	$2.5K → ORCC
8	$19,835	$316.03	$22,938	$762.73	$3.1K → ORCC
9	$21,557	$333.03	$25,372	$828.41	$3.8K → ORCC
10	$23,416	$350.77	$28,047	$899.19	$4.6K → ORCC

NEFB vs ORCC: Complete Analysis 2026

NEFB — Stock

Neffs Bancorp, Inc. operates as a bank holding company for The Neffs National Bank that provides a range of financial services to individuals, small businesses, and corporate customers in Lehigh County and Northampton County, Pennsylvania. It accepts various deposit products, including checking accounts, savings and club accounts, money market demand accounts, and certificates of deposit, as well as provides online and mobile banking services. The company also offers consumer credit products, such as residential mortgages, home equity line of credit, home equity loans, automobile loans, and personal loans/personal line of credit; and commercial credit products, including commercial mortgages, term loans, and line of credit, as well as other services comprising remote deposit and mobile deposit, business checking, credit cards, and merchant services. In addition, it provides wealth management services; and ATM, re-order checks, coin counter, cashiers checks and money orders, direct deposit, drive thru banking, night depository, overdraft transfer protection, safe deposit box, and wire transfer services. The company was founded in 1923 and is based in Neffs, Pennsylvania.

Full NEFB Calculator →

ORCC — BDC

ORCC is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in ORCC shares.

Full ORCC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.