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NFLT vs SCHD: Dividend Comparison 2026

NFLT yields 5.69% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 NFLT wins by $86.00 in total portfolio value
10 years
NFLT
NFLT
● Live price
5.69%
Share price
$22.65
Annual div
$1.29
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.1K
Annual income
$817.63
Full NFLT calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — NFLT vs SCHD

📍 NFLT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNFLTSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, NFLT + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
NFLT pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NFLT
Annual income on $10K today (after 15% tax)
$483.46/yr
After 10yr DRIP, annual income (after tax)
$694.99/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, NFLT beats the other by $332.93/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NFLT + SCHD for your $10,000?

NFLT: 50%SCHD: 50%
100% SCHD50/50100% NFLT
Portfolio after 10yr
$29.1K
Annual income
$621.79/yr
Blended yield
2.14%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NFLT buys
0
SCHD buys
0
No recent congressional trades found for NFLT or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNFLTSCHD
Forward yield5.69% ✓3.46%
Annual dividend / share$1.29 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.1K ✓$29.0K
Annual income after 10y$817.63 ✓$425.95
Total dividends collected$7.0K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: NFLT vs SCHD ($10,000, DRIP)

YearNFLT PortfolioNFLT Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,269$568.77$11,226$346.36+$43.00 → NFLT
2$12,657$599.01$12,572$357.38+$85.00 → NFLT
3$14,171$628.76$14,046$367.84+$125.00 → NFLT
4$15,821$657.96$15,660$377.73+$161.00 → NFLT
5$17,615$686.51$17,425$387.07+$190.00 → NFLT
6$19,563$714.35$19,354$395.86+$209.00 → NFLT
7$21,673$741.42$21,461$404.13+$212.00 → NFLT
8$23,958$767.68$23,762$411.89+$196.00 → NFLT
9$26,428$793.09$26,272$419.15+$156.00 → NFLT
10$29,096$817.63$29,010$425.95+$86.00 → NFLT

NFLT vs SCHD: Complete Analysis 2026

NFLT — Stock

The Fund seeks to provide a high level of current income and capital appreciation. It strives to achieve long-term excess returns through the combination of actively managed sector rotation, individual security selection, and disciplined risk management.

Full NFLT Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.