Is NGC or XYLD a better dividend investment in 2026?

NGC currently yields 19.69% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: NGC offers higher current income.

What is the dividend yield difference between NGC and XYLD?

NGC has a forward dividend yield of 19.69% ($2.00/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 8.49 percentage points.

Home › Compare › NGC vs XYLD

NGC vs XYLD: Dividend Comparison 2026

NGC yields 19.69% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 NGC wins by $45.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

NGC

● Live price

19.69%

Share price

$10.16

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$71.6K

Annual income

$6,515.27

Full NGC calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — NGC vs XYLD

📍 NGC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NGC	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, NGC + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

NGC pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NGC

Annual income on $10K today (after 15% tax)

$1,673.23/yr

After 10yr DRIP, annual income (after tax)

$5,537.98/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, NGC beats the other by $2,689.60/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NGC + XYLD for your $10,000?

NGC: 50%XYLD: 50%

100% XYLD50/50100% NGC

Portfolio after 10yr

$48.7K

Annual income

$4,933.15/yr

Blended yield

10.12%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NGC buys

XYLD buys

No recent congressional trades found for NGC or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNGCXYLD

Forward yield	19.69% ✓	11.20%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$71.6K ✓	$25.9K
Annual income after 10y	$6,515.27 ✓	$3,351.03
Total dividends collected	$40.4K ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: NGC vs XYLD ($10,000, DRIP)

Year	NGC Portfolio	NGC Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,669	$1,968.50	$10,840	$1,120.44	+$1.8K → NGC
2	$15,886	$2,330.65	$11,786	$1,249.59	+$4.1K → NGC
3	$19,729	$2,731.38	$12,854	$1,397.78	+$6.9K → NGC
4	$24,281	$3,170.28	$14,063	$1,568.33	+$10.2K → NGC
5	$29,627	$3,646.38	$15,434	$1,765.19	+$14.2K → NGC
6	$35,859	$4,158.16	$16,995	$1,993.14	+$18.9K → NGC
7	$43,072	$4,703.58	$18,777	$2,257.95	+$24.3K → NGC
8	$51,368	$5,280.19	$20,818	$2,566.58	+$30.6K → NGC
9	$60,849	$5,885.13	$23,163	$2,927.50	+$37.7K → NGC
10	$71,623	$6,515.27	$25,865	$3,351.03	+$45.8K → NGC

NGC vs XYLD: Complete Analysis 2026

NGC — Stock

Northern Genesis Acquisition Corp. III does not have significant operations. It focuses to effect a merger, capital stock exchange, asset acquisition, stock purchase, reorganization, or similar business combination with one or more businesses or entities. The company was incorporated in 2021 and is based in Kansas City, Missouri.

Full NGC Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this NGC vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

NGC vs SCHD NGC vs JEPI NGC vs O NGC vs KO NGC vs MAIN NGC vs QYLD NGC vs JEPQ NGC vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.