Is NHYM or XYLD a better dividend investment in 2026?

NHYM currently yields 4.52% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between NHYM and XYLD?

NHYM has a forward dividend yield of 4.52% ($1.12/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 6.46 percentage points.

Home › Compare › NHYM vs XYLD

NHYM vs XYLD: Dividend Comparison 2026

NHYM yields 4.52% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 NHYM wins by $1.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

NHYM

● Live price

4.52%

Share price

$24.70

Annual div

$1.12

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.9K

Annual income

$604.17

Full NHYM calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — NHYM vs XYLD

📍 NHYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NHYM	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, NHYM + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

NHYM pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NHYM

Annual income on $10K today (after 15% tax)

$384.36/yr

After 10yr DRIP, annual income (after tax)

$513.54/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,222.62/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of NHYM + XYLD for your $10,000?

NHYM: 50%XYLD: 50%

100% XYLD50/50100% NHYM

Portfolio after 10yr

$26.1K

Annual income

$1,911.59/yr

Blended yield

7.33%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NHYM buys

XYLD buys

No recent congressional trades found for NHYM or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNHYMXYLD

Forward yield	4.52%	10.98% ✓
Annual dividend / share	$1.12	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.9K ✓	$25.3K
Annual income after 10y	$604.17	$3,219.02 ✓
Total dividends collected	$5.3K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: NHYM vs XYLD ($10,000, DRIP)

Year	NHYM Portfolio	NHYM Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,152	$452.19	$10,818	$1,098.39	+$334.00 → NHYM
2	$12,404	$471.30	$11,738	$1,222.51	+$666.00 → NHYM
3	$13,762	$489.91	$12,774	$1,364.64	+$988.00 → NHYM
4	$15,234	$507.99	$13,944	$1,527.86	+$1.3K → NHYM
5	$16,826	$525.52	$15,270	$1,715.87	+$1.6K → NHYM
6	$18,546	$542.46	$16,775	$1,933.09	+$1.8K → NHYM
7	$20,403	$558.81	$18,490	$2,184.87	+$1.9K → NHYM
8	$22,406	$574.54	$20,450	$2,477.63	+$2.0K → NHYM
9	$24,564	$589.66	$22,697	$2,819.19	+$1.9K → NHYM
10	$26,887	$604.17	$25,280	$3,219.02	+$1.6K → NHYM

NHYM vs XYLD: Complete Analysis 2026

NHYM — Stock

An actively managed portfolio that focuses primarily on non-investment-grade and unrated municipal bonds with a weighted average maturity of more than 10 years. A large team of credit analysts seeks value, targeting municipal bond market inefficiencies in pursuit of the Fund's primary goal to provide investors with a high level of tax-exempt income.

Full NHYM Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.