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NI vs BEN: Dividend Comparison 2026

NI yields 2.45% · BEN yields 5.63%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BEN wins by $37.1K in total portfolio value
10 years
NI
NI
● Live price
2.45%
Share price
$46.50
Annual div
$1.14
5Y div CAGR
14.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$1,280.01
Full NI calculator →
BEN
BEN
● Live price
5.63%
Share price
$22.91
Annual div
$1.29
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$65.2K
Annual income
$11,735.62
Full BEN calculator →

Portfolio growth — NI vs BEN

📍 BEN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNIBEN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, NI + BEN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NI pays
BEN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NI
Annual income on $10K today (after 15% tax)
$208.39/yr
After 10yr DRIP, annual income (after tax)
$1,088.01/yr
BEN
Annual income on $10K today (after 15% tax)
$478.61/yr
After 10yr DRIP, annual income (after tax)
$9,975.28/yr
At 15% tax rate, BEN beats the other by $8,887.27/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NI + BEN for your $10,000?

NI: 50%BEN: 50%
100% BEN50/50100% NI
Portfolio after 10yr
$46.6K
Annual income
$6,507.82/yr
Blended yield
13.96%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on NI right now

NI
Analyst Ratings
16
Buy
6
Hold
Consensus: Buy
Price Target
$47.50
+2.2% upside vs current
Range: $45.00 — $50.00
Altman Z
0.8
Piotroski
7/9
BEN
Analyst Ratings
6
Buy
14
Hold
7
Sell
Consensus: Hold
Price Target
$23.50
+2.6% upside vs current
Range: $22.00 — $25.00
Altman Z
1.4
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NI buys
0
BEN buys
0
No recent congressional trades found for NI or BEN in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNIBEN
Forward yield2.45%5.63%
Annual dividend / share$1.14$1.29
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR14.4%22.6%
Portfolio after 10y$28.0K$65.2K
Annual income after 10y$1,280.01$11,735.62
Total dividends collected$6.6K$38.7K
Payment frequencyquarterlyquarterly
SectorUtilitiesStock
Analyst consensusBuyHold
Analyst price target$47.50$23.50

Year-by-year: NI vs BEN ($10,000, DRIP)

YearNI PortfolioNI Income/yrBEN PortfolioBEN Income/yrGap
1← crossover$10,980$280.46$11,390$690.33$410.00BEN
2$12,078$329.26$13,089$900.94$1.0KBEN
3$13,311$387.23$15,191$1,186.21$1.9KBEN
4$14,699$456.27$17,832$1,577.47$3.1KBEN
5$16,267$538.69$21,202$2,121.67$4.9KBEN
6$18,043$637.37$25,576$2,890.42$7.5KBEN
7$20,062$755.85$31,362$3,995.15$11.3KBEN
8$22,364$898.54$39,170$5,613.10$16.8KBEN
9$25,001$1,070.96$49,945$8,032.75$24.9KBEN
10$28,031$1,280.01$65,177$11,735.62$37.1KBEN

NI vs BEN: Complete Analysis 2026

NIUtilities

NiSource Inc., an energy holding company, operates as a regulated natural gas and electric utility company in the United States. It operates through two segments, Gas Distribution Operations and Electric Operations. The company distributes natural gas to approximately 853,000 customers in northern Indiana, as well as approximately 2.4 million residential, commercial, and industrial customers in Ohio, Pennsylvania, Virginia, Kentucky, and Maryland. It operates approximately 54,600 miles of distribution main pipelines, as well as associated individual customer service lines; and 1,000 miles of transmission main pipelines. The company generates, transmits, and distributes electricity to approximately 483,000 customers in 20 counties in the northern part of Indiana, as well as engages in wholesale electric and transmission transactions. It owns and operates coal-fired electric generating stations with a capacity of 722 megawatts (MW) in Wheatfield and 455 MW in Michigan City; combined cycle gas turbine with a capacity of 563 MW in West Terre Haute; natural gas generating units with a capacity of 155 MW in Wheatfield; hydro generating plants with a capacity of 9 MW in Carroll County and 7 MW in White County; and wind generating units with a capacity of 102 MW and 302 MW in White County, Indiana. The company was formerly known as NIPSCO Industries, Inc. and changed its name to NiSource Inc. in April 1999. NiSource Inc. was founded in 1847 and is headquartered in Merrillville, Indiana.

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BENStock

Franklin Resources, Inc. is a publicly owned asset management holding company. Through its subsidiaries, the firm provides its services to individuals, institutions, pension plans, trusts, and partnerships. It launches equity, fixed income, balanced, and multi-asset mutual funds through its subsidiaries. The firm invests in the public equity, fixed income, and alternative markets. Franklin Resources, Inc. was founded in 1947 and is based in San Mateo, California with an additional office in Hyderabad, India.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.