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NI vs ES: Dividend Comparison 2026

NI yields 2.45% · ES yields 4.45%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ES wins by $74.3K in total portfolio value
10 years
NI
NI
● Live price
2.45%
Share price
$46.50
Annual div
$1.14
5Y div CAGR
14.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$1,280.01
Full NI calculator →
ES
ES
● Live price
4.45%
Share price
$68.41
Annual div
$3.05
5Y div CAGR
33.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$102.4K
Annual income
$29,915.45
Full ES calculator →

Portfolio growth — NI vs ES

📍 ES pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNIES
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NI + ES cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NI pays
ES pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NI
Annual income on $10K today (after 15% tax)
$208.39/yr
After 10yr DRIP, annual income (after tax)
$1,088.01/yr
ES
Annual income on $10K today (after 15% tax)
$378.34/yr
After 10yr DRIP, annual income (after tax)
$25,428.13/yr
At 15% tax rate, ES beats the other by $24,340.12/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NI + ES for your $10,000?

NI: 50%ES: 50%
100% ES50/50100% NI
Portfolio after 10yr
$65.2K
Annual income
$15,597.73/yr
Blended yield
23.93%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on NI right now

NI
Analyst Ratings
16
Buy
6
Hold
Consensus: Buy
Price Target
$47.50
+2.2% upside vs current
Range: $45.00 — $50.00
Altman Z
0.8
Piotroski
7/9
ES
Analyst Ratings
11
Buy
14
Hold
4
Sell
Consensus: Hold
Price Target
$73.14
+6.9% upside vs current
Range: $60.00 — $80.00
Altman Z
0.7
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NI buys
5
ES buys
0
PoliticianChamberTickerTypeAmountDate
Dan Newhouse🏢 House$NI▼ Sell$1,001 - $15,0002025-04-11
Ro Khanna🏢 House$NI▲ Buy$1,001 - $15,0002024-09-03
Dan Newhouse🏢 House$NI▲ Buy$1,001 - $15,0002024-04-10
Mo Brooks🏢 House$NI▲ Buy$1,001 - $15,0002022-07-13
Lois Frankel🏢 House$NI▼ Sell$1,001 - $15,0002021-03-19
Dean Phillips🏢 House$NI▼ Sell$1,001 - $15,0002020-12-18
Dean Phillips🏢 House$NI▼ Sell$1,001 - $15,0002020-05-13
Dean Phillips🏢 House$NI▲ Buy$1,001 - $15,0002020-04-02
Lois Frankel🏢 House$NI▲ Buy$1,001 - $15,0002019-12-06
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNIES
Forward yield2.45%4.45%
Annual dividend / share$1.14$3.05
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR14.4%33.7%
Portfolio after 10y$28.0K$102.4K
Annual income after 10y$1,280.01$29,915.45
Total dividends collected$6.6K$73.7K
Payment frequencyquarterlyquarterly
SectorUtilitiesStock
Analyst consensusBuyHold
Analyst price target$47.50$73.14

Year-by-year: NI vs ES ($10,000, DRIP)

YearNI PortfolioNI Income/yrES PortfolioES Income/yrGap
1← crossover$10,980$280.46$11,295$595.11$315.00ES
2$12,078$329.26$12,926$839.92$848.00ES
3$13,311$387.23$15,032$1,201.01$1.7KES
4$14,699$456.27$17,829$1,745.20$3.1KES
5$16,267$538.69$21,663$2,586.51$5.4KES
6$18,043$637.37$27,107$3,927.03$9.1KES
7$20,062$755.85$35,144$6,139.95$15.1KES
8$22,364$898.54$47,551$9,946.91$25.2KES
9$25,001$1,070.96$67,697$16,816.79$42.7KES
10$28,031$1,280.01$102,351$29,915.45$74.3KES

NI vs ES: Complete Analysis 2026

NIUtilities

NiSource Inc., an energy holding company, operates as a regulated natural gas and electric utility company in the United States. It operates through two segments, Gas Distribution Operations and Electric Operations. The company distributes natural gas to approximately 853,000 customers in northern Indiana, as well as approximately 2.4 million residential, commercial, and industrial customers in Ohio, Pennsylvania, Virginia, Kentucky, and Maryland. It operates approximately 54,600 miles of distribution main pipelines, as well as associated individual customer service lines; and 1,000 miles of transmission main pipelines. The company generates, transmits, and distributes electricity to approximately 483,000 customers in 20 counties in the northern part of Indiana, as well as engages in wholesale electric and transmission transactions. It owns and operates coal-fired electric generating stations with a capacity of 722 megawatts (MW) in Wheatfield and 455 MW in Michigan City; combined cycle gas turbine with a capacity of 563 MW in West Terre Haute; natural gas generating units with a capacity of 155 MW in Wheatfield; hydro generating plants with a capacity of 9 MW in Carroll County and 7 MW in White County; and wind generating units with a capacity of 102 MW and 302 MW in White County, Indiana. The company was formerly known as NIPSCO Industries, Inc. and changed its name to NiSource Inc. in April 1999. NiSource Inc. was founded in 1847 and is headquartered in Merrillville, Indiana.

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ESStock

Eversource Energy, a public utility holding company, engages in the energy delivery business. The company operates through Electric Distribution, Electric Transmission, Natural Gas Distribution, and Water Distribution segments. It is involved in the transmission and distribution of electricity; solar power facilities; and distribution of natural gas. The company operates regulated water utilities that provide water services to approximately 226,000 customers. It serves residential, commercial, industrial, municipal and fire protection, and other customers in Connecticut, Massachusetts, and New Hampshire. The company was formerly known as Northeast Utilities and changed its name to Eversource Energy in April 2015. Eversource Energy is based in Springfield, Massachusetts.

Full ES Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.