Is NIABY or QYLD a better dividend investment in 2026?

NIABY currently yields 0.77% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between NIABY and QYLD?

NIABY has a forward dividend yield of 0.77% ($0.03/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 11.15 percentage points.

Home › Compare › NIABY vs QYLD

NIABY vs QYLD: Dividend Comparison 2026

NIABY yields 0.77% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $5.3K in total portfolio value· pulled ahead in Year 8

INVESTMENT

TIME HORIZON10 years

NIABY

● Live price

0.77%

Share price

$4.03

Annual div

$0.03

5Y div CAGR

-17.9%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.1K

Annual income

$11.01

Full NIABY calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — NIABY vs QYLD

📍 QYLD pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NIABY	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, NIABY + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

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Dec

—

NIABY pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NIABY

Annual income on $10K today (after 15% tax)

$65.75/yr

After 10yr DRIP, annual income (after tax)

$9.36/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,801.06/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of NIABY + QYLD for your $10,000?

NIABY: 50%QYLD: 50%

100% QYLD50/50100% NIABY

Portfolio after 10yr

$22.8K

Annual income

$2,835.17/yr

Blended yield

12.45%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NIABY buys

QYLD buys

No recent congressional trades found for NIABY or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNIABYQYLD

Forward yield	0.77%	11.92% ✓
Annual dividend / share	$0.03	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-17.9%	0% ✓
Portfolio after 10y	$20.1K	$25.4K ✓
Annual income after 10y	$11.01	$5,659.31 ✓
Total dividends collected	$309.00 ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: NIABY vs QYLD ($10,000, DRIP)

Year	NIABY Portfolio	NIABY Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,764	$63.50	$10,352	$1,192.36	+$412.00 → NIABY
2	$11,569	$52.45	$10,830	$1,347.57	+$739.00 → NIABY
3	$12,423	$43.25	$11,460	$1,539.07	+$963.00 → NIABY
4	$13,328	$35.64	$12,275	$1,777.84	+$1.1K → NIABY
5	$14,290	$29.34	$13,323	$2,078.95	+$967.00 → NIABY
6	$15,314	$24.13	$14,667	$2,463.34	+$647.00 → NIABY
7	$16,406	$19.85	$16,396	$2,960.57	+$10.00 → NIABY
8← crossover	$17,571	$16.31	$18,631	$3,612.97	$1.1K → QYLD
9	$18,814	$13.41	$21,548	$4,482.15	$2.7K → QYLD
10	$20,142	$11.01	$25,398	$5,659.31	$5.3K → QYLD

NIABY vs QYLD: Complete Analysis 2026

NIABY — Stock

NIBE Industrier AB (publ), together with its subsidiaries, develops, manufactures, markets, and sells various energy-efficient solutions for indoor climate comfort, and components and solutions for intelligent heating and control in Nordic countries, rest of Europe, North America, and internationally. The company operates through three business areas: NIBE Climate Solutions, NIBE Element, and NIBE Stoves. The NIBE Climate Solutions business area offers indoor climate comfort products, such as heat pumps, ventilation products and air conditioning, climate control systems, water heaters and accumulator tanks, district heating products, PV panels, domestic boilers, commercial washing machines, and tumble dryers for homes, apartment blocks, and commercial properties. The NIBE Element business area provides various components and solutions for heating and control, which include tubular, aluminum, foil, thick film, PTC, high-power, and ceramic elements, as well as open spirals and tapes, heating cables and jackets, vacuum brazing, heat pump technology, resistors, heat exchangers, temperature sensors, flexible hoses, and control equipment to domestic and household appliances; commercial products and professional kitchens; energy; transport; advanced technology; medicine; and aviation sectors, as well as industrial projects sectors. The NIBE Stoves business area offers free-standing, wood-burning, gas, and electric stoves; heat-retaining products; and chimney systems, as well as accessories. NIBE Industrier AB (publ) was founded in 1949 and is headquartered in Markaryd, Sweden.

Full NIABY Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.