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NICFF vs MO: Dividend Comparison 2026

NICFF yields 5.30% · MO yields 6.27%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 NICFF wins by $150.9K in total portfolio value
10 years
NICFF
NICFF
● Live price
5.30%
Share price
$19.33
Annual div
$1.03
5Y div CAGR
39.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$228.6K
Annual income
$96,515.22
Full NICFF calculator →
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →

Portfolio growth — NICFF vs MO

📍 NICFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNICFFMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NICFF + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NICFF pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NICFF
Annual income on $10K today (after 15% tax)
$450.67/yr
After 10yr DRIP, annual income (after tax)
$82,037.94/yr
MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
At 15% tax rate, NICFF beats the other by $57,414.68/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NICFF + MO for your $10,000?

NICFF: 50%MO: 50%
100% MO50/50100% NICFF
Portfolio after 10yr
$153.1K
Annual income
$62,741.88/yr
Blended yield
40.97%
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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

NICFF
No analyst data
Altman Z
105.6
Piotroski
5/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NICFF buys
0
MO buys
0
No recent congressional trades found for NICFF or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNICFFMO
Forward yield5.30%6.27%
Annual dividend / share$1.03$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR39.1%22.6%
Portfolio after 10y$228.6K$77.7K
Annual income after 10y$96,515.22$28,968.54
Total dividends collected$192.3K$72.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: NICFF vs MO ($10,000, DRIP)

YearNICFF PortfolioNICFF Income/yrMO PortfolioMO Income/yrGap
1← crossover$11,438$737.51$10,558$768.31+$880.00NICFF
2$13,335$1,096.58$11,352$1,015.87+$2.0KNICFF
3$15,930$1,662.02$12,482$1,367.86+$3.4KNICFF
4$19,626$2,581.17$14,103$1,883.39+$5.5KNICFF
5$25,134$4,134.10$16,472$2,664.91+$8.7KNICFF
6$33,776$6,882.58$20,024$3,897.79+$13.8KNICFF
7$48,164$12,023.74$25,537$5,933.74+$22.6KNICFF
8$73,825$22,289.30$34,478$9,476.77+$39.3KNICFF
9$123,407$44,413.83$49,776$16,022.63+$73.6KNICFF
10$228,561$96,515.22$77,699$28,968.54+$150.9KNICFF

NICFF vs MO: Complete Analysis 2026

NICFFStock

Nichias Corporation manufactures and sells thermal insulation materials primarily in Japan. It operates in five segments: Energy and Industrial Plants, Industrial Products, Advanced Products, Autoparts, and Building Materials. The company offers gaskets and packings, including non-asbestos gaskets and packings, rubber type gaskets, other seal products, and peripheral function materials; and thermal insulation materials, such as fiber products, high performance thermal insulation materials, heat-insulation boards, and cryogenic insulation materials, as well as thermal insulation materials for molten aluminum. It also provides various fluoropolymer materials, processed products, and corrosion-resistant linings, as well as tubes, hoses, and bellows; filter products and environmental equipment; and auto parts comprising sealing materials, retaining parts/materials, and sound-proofing parts/materials, as well as heat-protection products, control parts, and materials. In addition, the company offers building materials for buildings and housing; and undertakes hot and cold insulation, refractory, electric heater tracing, acoustic insulation, and aerogel heat-insulation works. Further, it provides furniture sliding pads, and friction and agricultural materials. The company serves electric power and gas; waste incineration plants; chemical, petroleum refinery, and petrochemical; steel and non-ferrous metals; aluminum casting and processing; paper; building and housing construction; semiconductor and flat panel display; foods and pharmaceutical; medical equipment; electric equipment; aerospace; automobiles; ship building, maintenance, and repair; industrial equipment; and others industries. Nichias Corporation was incorporated in 1896 and is headquartered in Tokyo, Japan.

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MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.