HomeCompareNICFF vs XYLD

NICFF vs XYLD: Dividend Comparison 2026

NICFF yields 5.30% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 NICFF wins by $203.3K in total portfolio value
10 years
NICFF
NICFF
● Live price
5.30%
Share price
$19.33
Annual div
$1.03
5Y div CAGR
39.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$228.6K
Annual income
$96,515.22
Full NICFF calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — NICFF vs XYLD

📍 NICFF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNICFFXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, NICFF + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NICFF pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NICFF
Annual income on $10K today (after 15% tax)
$450.67/yr
After 10yr DRIP, annual income (after tax)
$82,037.94/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, NICFF beats the other by $79,301.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NICFF + XYLD for your $10,000?

NICFF: 50%XYLD: 50%
100% XYLD50/50100% NICFF
Portfolio after 10yr
$126.9K
Annual income
$49,867.12/yr
Blended yield
39.29%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NICFF buys
0
XYLD buys
0
No recent congressional trades found for NICFF or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNICFFXYLD
Forward yield5.30%10.98%
Annual dividend / share$1.03$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR39.1%0%
Portfolio after 10y$228.6K$25.3K
Annual income after 10y$96,515.22$3,219.02
Total dividends collected$192.3K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: NICFF vs XYLD ($10,000, DRIP)

YearNICFF PortfolioNICFF Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,438$737.51$10,818$1,098.39+$620.00NICFF
2$13,335$1,096.58$11,738$1,222.51+$1.6KNICFF
3$15,930$1,662.02$12,774$1,364.64+$3.2KNICFF
4$19,626$2,581.17$13,944$1,527.86+$5.7KNICFF
5$25,134$4,134.10$15,270$1,715.87+$9.9KNICFF
6$33,776$6,882.58$16,775$1,933.09+$17.0KNICFF
7$48,164$12,023.74$18,490$2,184.87+$29.7KNICFF
8$73,825$22,289.30$20,450$2,477.63+$53.4KNICFF
9$123,407$44,413.83$22,697$2,819.19+$100.7KNICFF
10$228,561$96,515.22$25,280$3,219.02+$203.3KNICFF

NICFF vs XYLD: Complete Analysis 2026

NICFFStock

Nichias Corporation manufactures and sells thermal insulation materials primarily in Japan. It operates in five segments: Energy and Industrial Plants, Industrial Products, Advanced Products, Autoparts, and Building Materials. The company offers gaskets and packings, including non-asbestos gaskets and packings, rubber type gaskets, other seal products, and peripheral function materials; and thermal insulation materials, such as fiber products, high performance thermal insulation materials, heat-insulation boards, and cryogenic insulation materials, as well as thermal insulation materials for molten aluminum. It also provides various fluoropolymer materials, processed products, and corrosion-resistant linings, as well as tubes, hoses, and bellows; filter products and environmental equipment; and auto parts comprising sealing materials, retaining parts/materials, and sound-proofing parts/materials, as well as heat-protection products, control parts, and materials. In addition, the company offers building materials for buildings and housing; and undertakes hot and cold insulation, refractory, electric heater tracing, acoustic insulation, and aerogel heat-insulation works. Further, it provides furniture sliding pads, and friction and agricultural materials. The company serves electric power and gas; waste incineration plants; chemical, petroleum refinery, and petrochemical; steel and non-ferrous metals; aluminum casting and processing; paper; building and housing construction; semiconductor and flat panel display; foods and pharmaceutical; medical equipment; electric equipment; aerospace; automobiles; ship building, maintenance, and repair; industrial equipment; and others industries. Nichias Corporation was incorporated in 1896 and is headquartered in Tokyo, Japan.

Full NICFF Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
📬

Get this NICFF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

NICFF vs SCHDNICFF vs JEPINICFF vs ONICFF vs KONICFF vs MAINNICFF vs QYLDNICFF vs JEPQNICFF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.