HomeCompareNILIF vs SPHD

NILIF vs SPHD: Dividend Comparison 2026

NILIF yields 477.51% · SPHD yields 4.30%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 NILIF wins by $43092.80M in total portfolio value
10 years
NILIF
NILIF
● Live price
477.51%
Share price
$0.42
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43092.83M
Annual income
$30,519,847,927.44
Full NILIF calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — NILIF vs SPHD

📍 NILIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNILIFSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NILIF + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NILIF pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NILIF
Annual income on $10K today (after 15% tax)
$40,588.29/yr
After 10yr DRIP, annual income (after tax)
$25,941,870,738.32/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, NILIF beats the other by $25,941,870,256.06/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NILIF + SPHD for your $10,000?

NILIF: 50%SPHD: 50%
100% SPHD50/50100% NILIF
Portfolio after 10yr
$21546.43M
Annual income
$15,259,924,247.40/yr
Blended yield
70.82%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NILIF buys
0
SPHD buys
0
No recent congressional trades found for NILIF or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNILIFSPHD
Forward yield477.51%4.30%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$43092.83M$26.5K
Annual income after 10y$30,519,847,927.44$567.37
Total dividends collected$41987.81M$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: NILIF vs SPHD ($10,000, DRIP)

YearNILIF PortfolioNILIF Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$58,451$47,750.93$11,130$430.50+$47.3KNILIF
2$323,392$260,849.20$12,357$447.82+$311.0KNILIF
3$1,694,815$1,348,786.30$13,687$464.65+$1.68MNILIF
4$8,419,671$6,606,218.24$15,126$480.98+$8.40MNILIF
5$39,681,030$30,671,982.09$16,682$496.78+$39.66MNILIF
6$177,555,760$135,097,057.67$18,362$512.03+$177.54MNILIF
7$754,939,775$564,955,112.49$20,174$526.72+$754.92MNILIF
8$3,052,740,913$2,244,955,353.52$22,127$540.84+$3052.72MNILIF
9$11,750,450,565$8,484,017,788.30$24,230$554.39+$11750.43MNILIF
10$43,092,830,032$30,519,847,927.44$26,493$567.37+$43092.80MNILIF

NILIF vs SPHD: Complete Analysis 2026

NILIFStock

Surge Battery Metals Inc., an exploration stage company, engages in the acquisition, exploration, and development of mineral properties in North America. It focuses on gold, copper, lead, zinc, silver, cobalt, nickel, and precious metals. The company has an option to acquire 60% interests in two principal cobalt properties, including the Teledyne Cobalt property and the Glencore Bucke Cobalt property located in Ontario, Canada; and holds interest in the Nevada North lithium project that comprises of 154 mineral claims covering an area of approximately 794 hectares. It also has an option to acquire a 100% interest in the Quatse Lake property comprising four mineral claims covering an area of 1,786 hectares located in British Columbia; a 80% interest in the San Emidio Desert Lithium project comprising 35 mineral claims that covers an area of 2800 acres located to the North East of Reno, Nevada; and a 80% interest in the Nickel project located in British Columbia. The company was formerly known as Copper Creek Gold Corp. and changed its name to Surge Exploration Inc. in April 2018. Surge Battery Metals Inc. was incorporated in 1987 and is headquartered in Vancouver, Canada.

Full NILIF Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.