Is NJMC or RYLD a better dividend investment in 2026?

NJMC currently yields 16.67% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: NJMC offers higher current income.

What is the dividend yield difference between NJMC and RYLD?

NJMC has a forward dividend yield of 16.67% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 4.53 percentage points.

Home › Compare › NJMC vs RYLD

NJMC vs RYLD: Dividend Comparison 2026

NJMC yields 16.67% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 NJMC wins by $14.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

NJMC

● Live price

16.67%

Share price

$12.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$59.4K

Annual income

$4,638.76

Full NJMC calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — NJMC vs RYLD

📍 NJMC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NJMC	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, NJMC + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

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Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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NJMC pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NJMC

Annual income on $10K today (after 15% tax)

$1,416.67/yr

After 10yr DRIP, annual income (after tax)

$3,942.95/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, NJMC beats the other by $1,743.70/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of NJMC + RYLD for your $10,000?

NJMC: 50%RYLD: 50%

100% RYLD50/50100% NJMC

Portfolio after 10yr

$52.0K

Annual income

$3,613.05/yr

Blended yield

6.95%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NJMC buys

RYLD buys

No recent congressional trades found for NJMC or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNJMCRYLD

Forward yield	16.67% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$59.4K ✓	$44.5K
Annual income after 10y	$4,638.76 ✓	$2,587.35
Total dividends collected	$30.6K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: NJMC vs RYLD ($10,000, DRIP)

Year	NJMC Portfolio	NJMC Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$12,367	$1,666.67	$11,914	$1,213.65	+$453.00 → NJMC
2	$15,159	$1,926.27	$14,099	$1,351.30	+$1.1K → NJMC
3	$18,426	$2,206.69	$16,580	$1,494.55	+$1.8K → NJMC
4	$22,223	$2,506.90	$19,384	$1,642.61	+$2.8K → NJMC
5	$26,604	$2,825.66	$22,535	$1,794.70	+$4.1K → NJMC
6	$31,628	$3,161.43	$26,063	$1,950.00	+$5.6K → NJMC
7	$37,355	$3,512.53	$29,995	$2,107.69	+$7.4K → NJMC
8	$43,847	$3,877.10	$34,361	$2,266.99	+$9.5K → NJMC
9	$51,169	$4,253.19	$39,194	$2,427.12	+$12.0K → NJMC
10	$59,390	$4,638.76	$44,525	$2,587.35	+$14.9K → NJMC

NJMC vs RYLD: Complete Analysis 2026

NJMC — Stock

Idaho Strategic Resources, Inc. engages in the exploring, developing, and extracting gold, silver, and base metal mineral resources in the Greater Coeur d'Alene Mining District of North Idaho and Western Montana. It owns 100% interest in the Golden Chest Mine that consists of 25 patented mining claims covering an area of 280 acres and 90 unpatented claims mine covering an area of 1,390 acres located in Murray, Idaho. The company was formerly known as New Jersey Mining Company. The company was incorporated in 1996 and is headquartered in Coeur d'Alene, Idaho.

Full NJMC Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.