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NLCDX vs SPHD: Dividend Comparison 2026

NLCDX yields 6.17% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 NLCDX wins by $3.5K in total portfolio value
10 years
NLCDX
NLCDX
● Live price
6.17%
Share price
$32.42
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.1K
Annual income
$913.86
Full NLCDX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — NLCDX vs SPHD

📍 NLCDX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNLCDXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NLCDX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NLCDX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NLCDX
Annual income on $10K today (after 15% tax)
$524.37/yr
After 10yr DRIP, annual income (after tax)
$776.78/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, NLCDX beats the other by $291.16/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NLCDX + SPHD for your $10,000?

NLCDX: 50%SPHD: 50%
100% SPHD50/50100% NLCDX
Portfolio after 10yr
$28.3K
Annual income
$742.59/yr
Blended yield
2.62%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NLCDX buys
0
SPHD buys
0
No recent congressional trades found for NLCDX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNLCDXSPHD
Forward yield6.17%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$30.1K$26.5K
Annual income after 10y$913.86$571.32
Total dividends collected$7.7K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: NLCDX vs SPHD ($10,000, DRIP)

YearNLCDX PortfolioNLCDX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,317$616.90$11,133$432.85+$184.00NLCDX
2$12,762$652.47$12,363$450.36+$399.00NLCDX
3$14,342$687.63$13,695$467.39+$647.00NLCDX
4$16,069$722.25$15,138$483.90+$931.00NLCDX
5$17,950$756.25$16,697$499.88+$1.3KNLCDX
6$19,996$789.51$18,382$515.31+$1.6KNLCDX
7$22,217$821.96$20,198$530.17+$2.0KNLCDX
8$24,626$853.54$22,157$544.46+$2.5KNLCDX
9$27,234$884.19$24,266$558.18+$3.0KNLCDX
10$30,054$913.86$26,536$571.32+$3.5KNLCDX

NLCDX vs SPHD: Complete Analysis 2026

NLCDXStock

The investment seeks long-term capital appreciation. Under normal market conditions, the fund invests at least 80% of the sum of its net assets and the amount of any borrowings for investment purposes in equity securities of large-capitalization companies. It may enter into stock index futures contracts to manage cash flows into and out of the fund.

Full NLCDX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.