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NMFC vs NI: Dividend Comparison 2026

NMFC yields 16.80% · NI yields 2.45%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 NMFC wins by $43.4K in total portfolio value
10 years
NMFC
NMFC
● Live price
16.80%
Share price
$7.62
Annual div
$1.28
5Y div CAGR
3.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$71.4K
Annual income
$7,417.58
Full NMFC calculator →
NI
NI
● Live price
2.45%
Share price
$46.50
Annual div
$1.14
5Y div CAGR
14.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$1,280.01
Full NI calculator →

Portfolio growth — NMFC vs NI

📍 NMFC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNMFCNI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NMFC + NI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NMFC pays
NI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NMFC
Annual income on $10K today (after 15% tax)
$1,427.82/yr
After 10yr DRIP, annual income (after tax)
$6,304.94/yr
NI
Annual income on $10K today (after 15% tax)
$208.39/yr
After 10yr DRIP, annual income (after tax)
$1,088.01/yr
At 15% tax rate, NMFC beats the other by $5,216.93/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NMFC + NI for your $10,000?

NMFC: 50%NI: 50%
100% NI50/50100% NMFC
Portfolio after 10yr
$49.7K
Annual income
$4,348.80/yr
Blended yield
8.74%
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Analyst Conviction Gap

Where Wall Street is most bullish on NI right now

NMFC
Analyst Ratings
3
Buy
8
Hold
1
Sell
Consensus: Hold
Price Target
$10.00
+31.2% upside vs current
Range: $10.00 — $10.00
Altman Z
0.5
Piotroski
8/9
NI
Analyst Ratings
16
Buy
6
Hold
Consensus: Buy
Price Target
$47.50
+2.2% upside vs current
Range: $45.00 — $50.00
Altman Z
0.8
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NMFC buys
0
NI buys
0
No recent congressional trades found for NMFC or NI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNMFCNI
Forward yield16.80%2.45%
Annual dividend / share$1.28$1.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR3.1%14.4%
Portfolio after 10y$71.4K$28.0K
Annual income after 10y$7,417.58$1,280.01
Total dividends collected$40.9K$6.6K
Payment frequencyquarterlyquarterly
SectorStockUtilities
Analyst consensusHoldBuy
Analyst price target$10.00$47.50

Year-by-year: NMFC vs NI ($10,000, DRIP)

YearNMFC PortfolioNMFC Income/yrNI PortfolioNI Income/yrGap
1← crossover$12,432$1,731.86$10,980$280.46+$1.5KNMFC
2$15,377$2,074.55$12,078$329.26+$3.3KNMFC
3$18,925$2,472.44$13,311$387.23+$5.6KNMFC
4$23,182$2,932.14$14,699$456.27+$8.5KNMFC
5$28,266$3,460.76$16,267$538.69+$12.0KNMFC
6$34,310$4,065.84$18,043$637.37+$16.3KNMFC
7$41,467$4,755.41$20,062$755.85+$21.4KNMFC
8$49,908$5,537.91$22,364$898.54+$27.5KNMFC
9$59,824$6,422.20$25,001$1,070.96+$34.8KNMFC
10$71,429$7,417.58$28,031$1,280.01+$43.4KNMFC

NMFC vs NI: Complete Analysis 2026

NMFCStock

New Mountain Finance Corporation (Nasdaq: NMFC), a business development company is a private equity / buyouts and loan fund specializes in directly investing and lending to middle market companies in defensive growth industries. The fund prefers investing in buyout and middle market companies. It also makes investments in debt securities at all levels of the capital structure including first and second lien debt, unsecured notes and mezzanine securities. In some cases, its investments may also include equity interests. It targets energy, specialty chemicals and materials, trading companies and distributors, commercial printing, diversified support services, education services, environmental and facilities services, office services and supplies, media, distributors, health care services, health care facilities, application software, business services, systems software, federal services, distribution and logistics, interactive home entertainment, telecommunication services, hydroelectric power generation, electric power generation by fossil fuels, electric power generation by nuclear fuels, health care technology, and security and alarm services. The fund seeks to invest in United States of America. It seeks to invest between $10 million and $50 million per transaction. The firm invests through both primary originations and open-market secondary purchases. It invests in companies with EBITDA between $10 million and $200 million and target investments up to a $125 million hold size. The fund seeks a majority stake in its portfolio companies.

Full NMFC Calculator →

NIUtilities

NiSource Inc., an energy holding company, operates as a regulated natural gas and electric utility company in the United States. It operates through two segments, Gas Distribution Operations and Electric Operations. The company distributes natural gas to approximately 853,000 customers in northern Indiana, as well as approximately 2.4 million residential, commercial, and industrial customers in Ohio, Pennsylvania, Virginia, Kentucky, and Maryland. It operates approximately 54,600 miles of distribution main pipelines, as well as associated individual customer service lines; and 1,000 miles of transmission main pipelines. The company generates, transmits, and distributes electricity to approximately 483,000 customers in 20 counties in the northern part of Indiana, as well as engages in wholesale electric and transmission transactions. It owns and operates coal-fired electric generating stations with a capacity of 722 megawatts (MW) in Wheatfield and 455 MW in Michigan City; combined cycle gas turbine with a capacity of 563 MW in West Terre Haute; natural gas generating units with a capacity of 155 MW in Wheatfield; hydro generating plants with a capacity of 9 MW in Carroll County and 7 MW in White County; and wind generating units with a capacity of 102 MW and 302 MW in White County, Indiana. The company was formerly known as NIPSCO Industries, Inc. and changed its name to NiSource Inc. in April 1999. NiSource Inc. was founded in 1847 and is headquartered in Merrillville, Indiana.

Full NI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.