Is NPFI or QYLD a better dividend investment in 2026?

NPFI currently yields 6.58% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between NPFI and QYLD?

NPFI has a forward dividend yield of 6.58% ($1.68/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 5.34 percentage points.

Home › Compare › NPFI vs QYLD

NPFI vs QYLD: Dividend Comparison 2026

NPFI yields 6.58% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 NPFI wins by $5.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

NPFI

● Live price

6.58%

Share price

$25.52

Annual div

$1.68

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.9K

Annual income

$999.77

Full NPFI calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — NPFI vs QYLD

📍 NPFI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NPFI	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, NPFI + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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NPFI pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NPFI

Annual income on $10K today (after 15% tax)

$559.22/yr

After 10yr DRIP, annual income (after tax)

$849.80/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $3,960.61/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of NPFI + QYLD for your $10,000?

NPFI: 50%QYLD: 50%

100% QYLD50/50100% NPFI

Portfolio after 10yr

$28.1K

Annual income

$3,329.55/yr

Blended yield

11.83%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NPFI buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNPFIQYLD

Forward yield	6.58%	11.92% ✓
Annual dividend / share	$1.68	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$30.9K ✓	$25.4K
Annual income after 10y	$999.77	$5,659.31 ✓
Total dividends collected	$8.3K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: NPFI vs QYLD ($10,000, DRIP)

Year	NPFI Portfolio	NPFI Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,358	$657.91	$10,352	$1,192.36	+$1.0K → NPFI
2	$12,851	$698.36	$10,830	$1,347.57	+$2.0K → NPFI
3	$14,489	$738.49	$11,460	$1,539.07	+$3.0K → NPFI
4	$16,282	$778.15	$12,275	$1,777.84	+$4.0K → NPFI
5	$18,239	$817.21	$13,323	$2,078.95	+$4.9K → NPFI
6	$20,371	$855.54	$14,667	$2,463.34	+$5.7K → NPFI
7	$22,690	$893.05	$16,396	$2,960.57	+$6.3K → NPFI
8	$25,208	$929.64	$18,631	$3,612.97	+$6.6K → NPFI
9	$27,938	$965.23	$21,548	$4,482.15	+$6.4K → NPFI
10	$30,893	$999.77	$25,398	$5,659.31	+$5.5K → NPFI

NPFI vs QYLD: Complete Analysis 2026

NPFI — Stock

An actively managed portfolio that seeks to provide a high level of current income and total return with at least 80% allocation to preferred securities, and other income-producing securities.

Full NPFI Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.