HomeCompareNPFI vs SPHD

NPFI vs SPHD: Dividend Comparison 2026

NPFI yields 6.58% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 NPFI wins by $4.4K in total portfolio value
10 years
NPFI
NPFI
● Live price
6.58%
Share price
$25.52
Annual div
$1.68
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.9K
Annual income
$999.77
Full NPFI calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — NPFI vs SPHD

📍 NPFI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNPFISPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NPFI + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NPFI pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NPFI
Annual income on $10K today (after 15% tax)
$559.22/yr
After 10yr DRIP, annual income (after tax)
$849.80/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, NPFI beats the other by $364.18/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NPFI + SPHD for your $10,000?

NPFI: 50%SPHD: 50%
100% SPHD50/50100% NPFI
Portfolio after 10yr
$28.7K
Annual income
$785.55/yr
Blended yield
2.74%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NPFI buys
0
SPHD buys
0
No recent congressional trades found for NPFI or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNPFISPHD
Forward yield6.58%4.33%
Annual dividend / share$1.68$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$30.9K$26.5K
Annual income after 10y$999.77$571.32
Total dividends collected$8.3K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: NPFI vs SPHD ($10,000, DRIP)

YearNPFI PortfolioNPFI Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,358$657.91$11,133$432.85+$225.00NPFI
2$12,851$698.36$12,363$450.36+$488.00NPFI
3$14,489$738.49$13,695$467.39+$794.00NPFI
4$16,282$778.15$15,138$483.90+$1.1KNPFI
5$18,239$817.21$16,697$499.88+$1.5KNPFI
6$20,371$855.54$18,382$515.31+$2.0KNPFI
7$22,690$893.05$20,198$530.17+$2.5KNPFI
8$25,208$929.64$22,157$544.46+$3.1KNPFI
9$27,938$965.23$24,266$558.18+$3.7KNPFI
10$30,893$999.77$26,536$571.32+$4.4KNPFI

NPFI vs SPHD: Complete Analysis 2026

NPFIStock

An actively managed portfolio that seeks to provide a high level of current income and total return with at least 80% allocation to preferred securities, and other income-producing securities.

Full NPFI Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.