Is NPNYY or XYLD a better dividend investment in 2026?

NPNYY currently yields 5.50% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between NPNYY and XYLD?

NPNYY has a forward dividend yield of 5.50% ($0.41/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 5.48 percentage points.

Home › Compare › NPNYY vs XYLD

NPNYY vs XYLD: Dividend Comparison 2026

NPNYY yields 5.50% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 NPNYY wins by $10563.03M in total portfolio value

INVESTMENT

TIME HORIZON10 years

NPNYY

● Live price

5.50%

Share price

$7.46

Annual div

$0.41

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$10563.05M

Annual income

$10,206,305,039.68

Full NPNYY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — NPNYY vs XYLD

📍 NPNYY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NPNYY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, NPNYY + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

—

NPNYY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NPNYY

Annual income on $10K today (after 15% tax)

$467.16/yr

After 10yr DRIP, annual income (after tax)

$8,675,359,283.73/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, NPNYY beats the other by $8,675,356,547.56/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of NPNYY + XYLD for your $10,000?

NPNYY: 50%XYLD: 50%

100% XYLD50/50100% NPNYY

Portfolio after 10yr

$5281.54M

Annual income

$5,103,154,129.35/yr

Blended yield

96.62%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NPNYY buys

XYLD buys

No recent congressional trades found for NPNYY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNPNYYXYLD

Forward yield	5.50%	10.98% ✓
Annual dividend / share	$0.41	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$10563.05M ✓	$25.3K
Annual income after 10y	$10,206,305,039.68 ✓	$3,219.02
Total dividends collected	$10538.19M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: NPNYY vs XYLD ($10,000, DRIP)

Year	NPNYY Portfolio	NPNYY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,799	$1,099.20	$10,818	$1,098.39	+$981.00 → NPNYY
2	$15,049	$2,424.23	$11,738	$1,222.51	+$3.3K → NPNYY
3	$21,882	$5,779.44	$12,774	$1,364.64	+$9.1K → NPNYY
4	$39,121	$15,707.46	$13,944	$1,527.86	+$25.2K → NPNYY
5	$94,350	$52,489.83	$15,270	$1,715.87	+$79.1K → NPNYY
6	$337,572	$236,617.67	$16,775	$1,933.09	+$320.8K → NPNYY
7	$1,943,611	$1,582,408.91	$18,490	$2,184.87	+$1.93M → NPNYY
8	$19,109,398	$17,029,734.74	$20,450	$2,477.63	+$19.09M → NPNYY
9	$333,409,183	$312,962,126.74	$22,697	$2,819.19	+$333.39M → NPNYY
10	$10,563,052,866	$10,206,305,039.68	$25,280	$3,219.02	+$10563.03M → NPNYY

NPNYY vs XYLD: Complete Analysis 2026

NPNYY — Stock

Nippon Yusen Kabushiki Kaisha provides marine, land, and air transportation services worldwide. The company offers various logistics services, including liner trading services, such as container shipping, and terminal and stevedoring services for containerships, car carriers, and cruise ships; and air cargo transportation services. It also provides bulk shipping services comprising transport services for finished automobiles, heavy construction machines, and used cars; transportation services for bulk freight, which include iron ore, coal, and wood chips; and transportation services for crude oil, petroleum products, chemicals, LNG, LPG, and ammonia for oil, petrochemical, and energy companies. In addition, the company is involved in the upstream areas of the supply chain for oil and natural gas. Further, it operates Asuka II, a luxury cruise ship; and manages commercial and residential buildings. Nippon Yusen Kabushiki Kaisha was incorporated in 1885 and is headquartered in Tokyo, Japan.

Full NPNYY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.