HomeCompareNPSFX vs SPHD

NPSFX vs SPHD: Dividend Comparison 2026

NPSFX yields 6.00% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 NPSFX wins by $3.2K in total portfolio value
10 years
NPSFX
NPSFX
● Live price
6.00%
Share price
$15.85
Annual div
$0.95
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.7K
Annual income
$880.14
Full NPSFX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — NPSFX vs SPHD

📍 NPSFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNPSFXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NPSFX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NPSFX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NPSFX
Annual income on $10K today (after 15% tax)
$510.27/yr
After 10yr DRIP, annual income (after tax)
$748.12/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, NPSFX beats the other by $262.50/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NPSFX + SPHD for your $10,000?

NPSFX: 50%SPHD: 50%
100% SPHD50/50100% NPSFX
Portfolio after 10yr
$28.1K
Annual income
$725.73/yr
Blended yield
2.58%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NPSFX buys
0
SPHD buys
0
No recent congressional trades found for NPSFX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNPSFXSPHD
Forward yield6.00%4.33%
Annual dividend / share$0.95$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.7K$26.5K
Annual income after 10y$880.14$571.32
Total dividends collected$7.4K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: NPSFX vs SPHD ($10,000, DRIP)

YearNPSFX PortfolioNPSFX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,300$600.32$11,133$432.85+$167.00NPSFX
2$12,725$634.00$12,363$450.36+$362.00NPSFX
3$14,283$667.24$13,695$467.39+$588.00NPSFX
4$15,983$699.94$15,138$483.90+$845.00NPSFX
5$17,834$731.99$16,697$499.88+$1.1KNPSFX
6$19,846$763.32$18,382$515.31+$1.5KNPSFX
7$22,029$793.86$20,198$530.17+$1.8KNPSFX
8$24,394$823.53$22,157$544.46+$2.2KNPSFX
9$26,954$852.31$24,266$558.18+$2.7KNPSFX
10$29,721$880.14$26,536$571.32+$3.2KNPSFX

NPSFX vs SPHD: Complete Analysis 2026

NPSFXStock

Under normal circumstances, the fund invests at least 80% of the sum of its net assets and the amount of any borrowings for investment purposes in preferred securities and other income producing securities. The advisor intends to invest at least 25% of its assets in the securities of companies principally engaged in financial services. It normally invests at least 50% of its net assets in securities rated investment grade. The fund may invest up to 50% of its net assets in securities rated below investment grade.

Full NPSFX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.