Is NPSTF or RYLD a better dividend investment in 2026?

NPSTF currently yields 5.00% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between NPSTF and RYLD?

NPSTF has a forward dividend yield of 5.00% ($2.00/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 7.39 percentage points.

Home › Compare › NPSTF vs RYLD

NPSTF vs RYLD: Dividend Comparison 2026

NPSTF yields 5.00% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $17.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

NPSTF

● Live price

5.00%

Share price

$40.01

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$688.23

Full NPSTF calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — NPSTF vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NPSTF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, NPSTF + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

NPSTF pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NPSTF

Annual income on $10K today (after 15% tax)

$424.89/yr

After 10yr DRIP, annual income (after tax)

$585.00/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, RYLD beats the other by $1,695.54/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NPSTF + RYLD for your $10,000?

NPSTF: 50%RYLD: 50%

100% RYLD50/50100% NPSTF

Portfolio after 10yr

$36.5K

Annual income

$1,685.60/yr

Blended yield

4.62%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NPSTF buys

RYLD buys

No recent congressional trades found for NPSTF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNPSTFRYLD

Forward yield	5.00%	12.39% ✓
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.8K	$45.3K ✓
Annual income after 10y	$688.23	$2,682.98 ✓
Total dividends collected	$6.0K	$19.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: NPSTF vs RYLD ($10,000, DRIP)

Year	NPSTF Portfolio	NPSTF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,200	$499.88	$11,939	$1,239.34	$739.00 → RYLD
2	$12,507	$523.23	$14,158	$1,382.89	$1.7K → RYLD
3	$13,929	$546.07	$16,682	$1,532.59	$2.8K → RYLD
4	$15,472	$568.35	$19,537	$1,687.64	$4.1K → RYLD
5	$17,145	$590.03	$22,752	$1,847.20	$5.6K → RYLD
6	$18,956	$611.06	$26,355	$2,010.43	$7.4K → RYLD
7	$20,915	$631.41	$30,376	$2,176.45	$9.5K → RYLD
8	$23,030	$651.07	$34,847	$2,344.43	$11.8K → RYLD
9	$25,312	$670.01	$39,800	$2,513.54	$14.5K → RYLD
10	$27,772	$688.23	$45,269	$2,682.98	$17.5K → RYLD

NPSTF vs RYLD: Complete Analysis 2026

NPSTF — Stock

Nippon Steel Trading Corporation markets and imports/exports steel, industrial supply and infrastructure, textiles, foodstuffs, and other products in Japan and internationally. The company operates through four segments: Steel, Industrial Supply and Infrastructure, Textiles, and Foodstuffs. Its steel products comprise steel sheets, steel pipes and tubes, structural steels, special steel, rods and bars, construction and raw materials, and machinery, as well as other steel, stainless steel, and titanium products. The company also offers industrial supply and infrastructure products, such as machinery and facilities for steel production, general industrial machinery, cast and forged steel products, railroad car components, automotive parts, nonferrous raw materials, nonferrous milled products, and carbon fiber products. In addition, it develops, operates, and sells industrial parks; generates and supplies electric power; and provides water supply and drainage systems. Further, the company offers textile related products and materials. Additionally, it provides foodstuffs that include processed meat products comprising beef, pork, chicken, etc.; processed fishery products, such as shrimp, crab, etc.; agricultural products and processed foods; and other foodstuffs and processed foods. Nippon Steel Trading Corporation was incorporated in 1977 and is headquartered in Tokyo, Japan.

Full NPSTF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this NPSTF vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

NPSTF vs SCHD NPSTF vs JEPI NPSTF vs O NPSTF vs KO NPSTF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.