Is NQWFX or VYM a better dividend investment in 2026?

NQWFX currently yields 5.23% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: NQWFX offers higher current income.

What is the dividend yield difference between NQWFX and VYM?

NQWFX has a forward dividend yield of 5.23% ($1.02/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 2.82 percentage points.

Home › Compare › NQWFX vs VYM

NQWFX vs VYM: Dividend Comparison 2026

NQWFX yields 5.23% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 NQWFX wins by $363.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

NQWFX

● Live price

5.23%

Share price

$19.58

Annual div

$1.02

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.2K

Annual income

$730.09

Full NQWFX calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — NQWFX vs VYM

📍 NQWFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NQWFX	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, NQWFX + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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Dec

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NQWFX pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NQWFX

Annual income on $10K today (after 15% tax)

$444.32/yr

After 10yr DRIP, annual income (after tax)

$620.58/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, NQWFX beats the other by $383.81/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of NQWFX + VYM for your $10,000?

NQWFX: 50%VYM: 50%

100% VYM50/50100% NQWFX

Portfolio after 10yr

$28.0K

Annual income

$504.31/yr

Blended yield

1.80%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NQWFX buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNQWFXVYM

Forward yield	5.23% ✓	2.41%
Annual dividend / share	$1.02	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$28.2K ✓	$27.8K
Annual income after 10y	$730.09 ✓	$278.55
Total dividends collected	$6.3K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: NQWFX vs VYM ($10,000, DRIP)

Year	NQWFX Portfolio	NQWFX Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,223	$522.73	$11,151	$241.44	+$72.00 → NQWFX
2	$12,557	$548.26	$12,413	$246.79	+$144.00 → NQWFX
3	$14,009	$573.30	$13,794	$251.79	+$215.00 → NQWFX
4	$15,587	$597.76	$15,306	$256.47	+$281.00 → NQWFX
5	$17,300	$621.60	$16,960	$260.84	+$340.00 → NQWFX
6	$19,156	$644.76	$18,768	$264.92	+$388.00 → NQWFX
7	$21,164	$667.22	$20,745	$268.71	+$419.00 → NQWFX
8	$23,334	$688.94	$22,905	$272.24	+$429.00 → NQWFX
9	$25,677	$709.90	$25,265	$275.51	+$412.00 → NQWFX
10	$28,205	$730.09	$27,842	$278.55	+$363.00 → NQWFX

NQWFX vs VYM: Complete Analysis 2026

NQWFX — Stock

The fund invests at least 80% of its net assets in income producing securities. It invests at least 65% of its net assets in preferred and debt securities. It may invest without limit in below-investment-grade securities, commonly referred to as "high yield" securities or "junk" bonds. The fund may invest up to 50% of its net assets in dollar-denominated securities issued by non-U.S. companies.

Full NQWFX Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.