HomeCompareNRILY vs SPHD

NRILY vs SPHD: Dividend Comparison 2026

NRILY yields 1.66% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 NRILY wins by $6.37M in total portfolio value· pulled ahead in Year 2
10 years
NRILY
NRILY
● Live price
1.66%
Share price
$27.67
Annual div
$0.46
5Y div CAGR
89.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$6.40M
Annual income
$5,352,040.88
Full NRILY calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — NRILY vs SPHD

📍 NRILY pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNRILYSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NRILY + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NRILY pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NRILY
Annual income on $10K today (after 15% tax)
$141.31/yr
After 10yr DRIP, annual income (after tax)
$4,549,234.75/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, NRILY beats the other by $4,548,749.13/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NRILY + SPHD for your $10,000?

NRILY: 50%SPHD: 50%
100% SPHD50/50100% NRILY
Portfolio after 10yr
$3.21M
Annual income
$2,676,306.10/yr
Blended yield
83.34%
📊

Analyst Conviction Gap

Where Wall Street is split right now

NRILY
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
5.6
Piotroski
7/9
SPHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NRILY buys
0
SPHD buys
0
No recent congressional trades found for NRILY or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNRILYSPHD
Forward yield1.66%4.33%
Annual dividend / share$0.46$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR89.8%0%
Portfolio after 10y$6.40M$26.5K
Annual income after 10y$5,352,040.88$571.32
Total dividends collected$6.29M$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: NRILY vs SPHD ($10,000, DRIP)

YearNRILY PortfolioNRILY Income/yrSPHD PortfolioSPHD Income/yrGap
1$11,016$315.53$11,133$432.85$117.00SPHD
2← crossover$12,403$616.54$12,363$450.36+$40.00NRILY
3$14,503$1,231.41$13,695$467.39+$808.00NRILY
4$18,072$2,554.08$15,138$483.90+$2.9KNRILY
5$24,983$5,645.50$16,697$499.88+$8.3KNRILY
6$40,575$13,843.46$18,382$515.31+$22.2KNRILY
7$83,297$39,881.96$20,198$530.17+$63.1KNRILY
8$234,360$145,231.73$22,157$544.46+$212.2KNRILY
9$975,580$724,814.76$24,266$558.18+$951.3KNRILY
10$6,395,911$5,352,040.88$26,536$571.32+$6.37MNRILY

NRILY vs SPHD: Complete Analysis 2026

NRILYStock

Nomura Research Institute, Ltd. provides consulting, financial information technology (IT) solution, industrial IT solution, and IT platform services in Japan. Its Consulting segment offers management, operational, and system consulting services for enterprise and government agencies. This segment is also involved in the research, future projection, and recommendations related to society, economics, business, technology, etc. The company's Financial IT Solutions segment provides system consulting, development, and management solutions, as well as shared online services for the financial institutions, including the securities, insurance, banking, asset management, and other financial sectors. Its Industrial IT Solutions segment offers system consulting, development, and management solutions, as well as shared online services primarily for the distribution, manufacturing, service, and public sectors. The company's IT Platform Services segment engages in the data center operation activities and construction of platforms and networks to the Financial IT and Industrial IT Solutions segments, as well as provides IT platform solutions and information security services to external clients. This segment is also involved in research related to advance IT, etc. The company was founded in 1965 and is headquartered in Tokyo, Japan.

Full NRILY Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.