Home › Compare › NRLB vs HDV

NRLB vs HDV: Dividend Comparison 2026

NRLB yields 5000.00% · HDV yields 2.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 NRLB wins by $566.56M in total portfolio value
10 years
NRLB
NRLB
● Live price
5000.00%
Share price
$0.04
Annual div
$2.00
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$566.59M
Annual income
$13,723,006.45
Full NRLB calculator →
HDV
iShares Core High Dividend ETF
● Live price
2.92%
Share price
$135.72
Annual div
$3.96
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$351.71
Full HDV calculator →

Portfolio growth — NRLB vs HDV

📍 NRLB pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNRLBHDV
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, NRLB + HDV cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
NRLB pays
HDV pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NRLB
Annual income on $10K today (after 15% tax)
$425,000.00/yr
After 10yr DRIP, annual income (after tax)
$11,664,555.48/yr
HDV
Annual income on $10K today (after 15% tax)
$247.92/yr
After 10yr DRIP, annual income (after tax)
$298.95/yr
At 15% tax rate, NRLB beats the other by $11,664,256.53/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NRLB + HDV for your $10,000?

NRLB: 50%HDV: 50%
100% HDV50/50100% NRLB
Portfolio after 10yr
$283.30M
Annual income
$6,861,679.08/yr
Blended yield
2.42%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NRLB buys
0
HDV buys
0
No recent congressional trades found for NRLB or HDV in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNRLBHDV
Forward yield5000.00% ✓2.92%
Annual dividend / share$2.00$3.96 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0% ✓
Portfolio after 10y$566.59M ✓$24.3K
Annual income after 10y$13,723,006.45 ✓$351.71
Total dividends collected$431.41M ✓$3.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: NRLB vs HDV ($10,000, DRIP)

YearNRLB PortfolioNRLB Income/yrHDV PortfolioHDV Income/yrGap
1← crossover$260,700$250,000.00$11,002$291.67+$249.7K → NRLB
2$3,324,510$3,045,560.75$12,082$299.61+$3.31M → NRLB
3$21,705,698$18,148,472.29$13,247$307.23+$21.69M → NRLB
4$78,594,831$55,369,734.26$14,503$314.52+$78.58M → NRLB
5$177,783,375$93,686,906.45$15,854$321.50+$177.77M → NRLB
6$289,257,188$99,028,976.26$17,308$328.15+$289.24M → NRLB
7$384,795,925$75,290,733.55$18,871$334.49+$384.78M → NRLB
8$458,534,679$46,803,039.60$20,551$340.53+$458.51M → NRLB
9$516,693,763$26,061,656.05$22,357$346.27+$516.67M → NRLB
10$566,585,332$13,723,006.45$24,296$351.71+$566.56M → NRLB

NRLB vs HDV: Complete Analysis 2026

NRLB — Stock

Northern California Bancorp, Inc. operates as the bank holding company for Monterey County Bank that provides various banking products and services in California. Its deposit products include checking and savings accounts, certificates of deposit, and individual retirement accounts. The company offers small business administration and commercial loans; merchant services; credit and debit cards; and internet banking services. Northern California Bancorp, Inc. was founded in 1977 and is based in Monterey, California.

Full NRLB Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →
📬

Get this NRLB vs HDV comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

NRLB vs SCHDNRLB vs JEPINRLB vs ONRLB vs KONRLB vs MAINNRLB vs VYMNRLB vs DVYNRLB vs SPHD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.